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<br />. <br /> <br />. <br /> <br />97277995 <br /> <br />the insurance carrier has offered to settle a claim, then Lender may collect the <br />Insurance proceeds. Lender may use the proceeds to repair or restore the Property or <br />to pay sums secured by this Security Instrument, whether or not then due. The <br />thirty (30) day period will begin when the notice is given. <br /> <br />6. Operation, Preservation, Maintenance and Protection of the <br />Property. Borrower shall n<?t destroy, damage or impair the Property, allow the <br />Property to deteriorate, or commit waste on the Property. Borrower further <br />covenants and agrees to keep said Property in good condition and repair, not to <br />remove or demolish any building thereon without first obtaining prior written <br />approval of Lender; to complete or restore promptly and in good and workmanlike <br />manner any building which may be constructed, damaged, or destroyed thereon and <br />to pay when due all claims for labor performed and materials furnished therefor; to <br />comply with all laws affecting said Property or requiring any alternations or <br />improvements to be made thereon; not to commit, suffer or permit any act upon said <br />Property in violation of law; to cultivate, irrigate, fertilize, fumigate, prune and do all <br />other acts which from the character or use of said Property may be reasonably <br />necessary to maintain the Property in an aesthetically pleasing condition, the specific <br />enumerations herein not excluding the general. <br /> <br />(a) Default. Borrower shall be in default if any forfeiture action or <br />proceeding, whether civil or criminal, is begun that in Lender's good faith judgment <br />could result in forfeiture of the Property or otherwise materially impair the lien <br />created by this Security Instrument or Lender's security interest. Borrower may cure <br />such a default and reinstate, by causing the action or proceeding to be dismissed with <br />a ruling that, in Lender's good faith determination, precludes forfeiture of the <br />Borrower's interest in the Property or other material impairment of the lien created <br />by this Security Instrument or Lender's security interest. Borrower shall also be in <br />default if Borrower, during the loan application process, gave materially false or <br />inaccurate information or statements to Lender (or willfully failed to provide Lender <br />with any material information) in connection with the loan evidenced by the Note, <br />including, but not limited to, representations concerning Borrower's use of the <br />Property to provide seven (7) dwelling units for Very-Low- Income persons or <br />families, seven (7) dwelling units for Low-income persons and families, and six (6) <br />dwelling units for Moderate Income persons or families. <br /> <br />7. Condemnation. The proceeds of any award or claim for damages, <br />direct or consequential, in connection with any condemnation or other taking of any <br /> <br />Mission Bell Retrofit <br />Deed of TrustJuly 24, 1997 <br /> <br />Page 5 of II <br />