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29.4 Retired employee dependent eligibility for City health plan contribution is conditional upon the active enrollment of the retired employee. If a retired employee moves outside the service area of their medical plan, the retiree will be allowed an opportunity within thirty (30) days of such move to change medical insurance coverage. If a retired employee remarries, the retiree may add the retiree's spouse to the medical insurance coverage at the City's expense. The City shall have no obligation to obtain medical insurance for a retiree living outside the service area of its medical insurance plans. The contribution toward retiree insurance will continue, however, until the employees 65th birthday. 29.5 The City shall contribute the following maximum monthly amounts, for current MetLife dental coverage, toward the cost of dental benefits for active employees: Employee Employee + 1 Family 2006 $46.61 $89.95 $141.78 Any increases in dental insurance premiums during the term of this Agreement shall be paid by the City. 29.6 The City shall contribute a maximum of seventy dollars and eighty-seven cents ($70.87) toward the monthly dental plan costa for each eligible retired City employee who was assigned to a classification represented by the San Leandro City Employees Union, and who is currently a member of the City's dental plan, or who was a member of the City's dental plan and retired on or after January 1, 1987. Any increases in dental plan costs during the term of this Agreement shall be split equally between the City and the retired employee. Coverage under this section shall continue until the employees 65th birthday; except for the PERS Medical Plan "employer minimum share" retiree health contribution, which shall continue for life. Section 30. Life Insurance The City shall maintain in effect employer paid Term Life Insurance with an AD&D benefit in the amount of twenty thousand dollars ($20,000.00). The City shall make available for employees, the ability to purchase additional life insurance, at no cost to the City, subject to the requirements and rules of the insurance carrier. Such premium payments made by the employee purchasing any voluntary life insurance shall be made on an after tax basis. Section 31. Lone: Term Disabilitv Insurance The City shall maintain in effect an employer paid long term disability insurance program with a benefit percentage of forty percent (40%) of base monthly earnings with a maximum gross monthly benefit of five thousand dollars ($5,000.00). The plan shall provide a six (6) month elimination period, benefits payable to age sixty-five (65) with two years "own" occupation and partial disability benefits. The City shall make available for employees, the ability to purchase additional long term disability insurance, at no cost to the City, subject to the rules, regulations, enrollment requirements and exclusions set forth by the insurance carner. 27