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<br />satisfactory in all respects to the City. Consultant shall maintain the insurance policies required <br />by this section throughout the term of this Agreement. The cost of such insurance shall be <br />included in the Consultant's bid. Consultant shall not allow any sub consultants to commence <br />work on any subcontract until Consultant has obtained all insurance required herein for the and <br />provided evidence thereof to City. Verification of the required insurance shall be submitted and <br />made part of this Agreement prior to execution. <br /> <br />4.1 Workers' Compensation. Consultant shall, at its sole cost and expense, <br />maintain Statutory Workers' Compensation Insurance and Employer's Liability <br />Insurance for any and all persons employed directly or indirectly by Consultant. <br />The Statutory Workers' Compensation Insurance and Employer's Liability <br />Insurance shall be provided with limits of not less than ONE MILLION <br />DOLLARS ($1,000,000.00) per accident. In the alternative, Consultant may rely <br />on a self-insurance program to meet those requirements, but only if the program <br />of self-insurance complies fully with the provisions of the California Labor Code. <br />Determination of whether a self-insurance program meets the standards of the <br />Labor Code shall be solely in the discretion of the City. The insurer, if insurance <br />is provided, or the Consultant, if a program of self-insurance is provided, shall <br />waive all rights of subrogation against the City and its officers, officials, <br />employees, and volunteers for loss arising from work performed under this <br />Agreement. <br /> <br />4.2 Commercial General and Automobile Liability Insurance. <br /> <br />4.2.1 <br /> <br />4.2.2 <br /> <br />General reQuirements. Consultant, at its own cost and expense, shall <br />maintain commercial general and automobile liability insurance for the <br />term of this Agreement in an amount not less than ONE MILLION <br />DOLLARS ($1,000,000.00) per occurrence, combined single limit <br />coverage for risks associated with the work contemplated by this <br />Agreement. If a Commercial General Liability Insurance or an <br />Automobile Liability form or other form with a general aggregate limit is <br />used, either the general aggregate limit shall apply separately to the work <br />to be performed under this Agreement or the general aggregate limit shall <br />be at least twice the required occurrence limit. Such coverage shall <br />include but shall not be limited to, protection against claims arising from <br />bodily and personal injury, including death resulting therefrom, and <br />damage to property resulting from activities contemplated under this <br />Agreement, including the use of owned if any, and non-owned <br />automobiles. <br /> <br />Minimum scope of coveraee. Commercial general coverage shall be at <br />least as broad as Insurance Services Office Commercial General Liability <br />occurrence form CG 0001 (ed. 11/88) or GL 0002 (ed.I/73) covering <br />comprehensive General Liability and Insurance Services Office form <br />number GL 0404 covering Broad Form Comprehensive General Liability. <br />Automobile coverage shall be at least as broad as Insurance Services <br /> <br />Senior Center <br />Project No. 210-18-116 <br />COBG - Rev. 3/15/04 <br /> <br />2/6/06 <br />Page 4 of39 <br />