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<br />Effective Buying Income <br /> <br />"Effective Buying Income" is defined as personal income less personal tax and nontax <br />payments, a number often referred to as "disposable" or "after-tax" income. Personal income is <br />the aggregate of wages and salaries, other labor-related income (such as employer <br />contributions to private pension funds), proprietor's income, rental income (which includes <br />imputed rental income of owner-occupants of non-farm dwellings), dividends paid by <br />corporations, interest income from all sources, and transfer payments (such as pensions and <br />welfare assistance). Deducted from this total are personal taxes (federal, state and local), <br />nontax payments (fines, fees, penalties, etc.) and personal contributions to social insurance. <br />According to U.S. government definitions, the resultant figure is commonly known as <br />"disposable personal income." <br /> <br />The following table summarizes the total effective buying income for the County of <br />Alameda, the State and the United States for the period 2001 through 2005. <br /> <br />CITY OF SAN LEANDRO AND COUNTY OF ALAMEDA <br />Effective Buying Income <br />As of January 1, 2001 through 2005 <br /> <br />Year <br /> <br />2001 <br /> <br />2002 <br /> <br />2003 <br /> <br />2004 <br /> <br />2005 <br /> <br /> Total Effective Median Household <br /> Buying Income Effective Buying <br />Area (oOO's Omitted) Income <br />San Leandro $1,773,510 $50,839 <br />Alameda County 34,081,757 54,076 <br />California 650,521,407 43,532 <br />United States 5,303,481,498 38,365 <br />San Leandro $1,611,348 $45,577 <br />Alameda County 32,857,351 49,574 <br />California 647,879,427 42,484 <br />United States 5,340,682,818 38,035 <br />San Leandro $1,687,103 $47,445 <br />Alameda County 34,029,805 50,431 <br />California 674,721,020 42,924 <br />United States 5,466,880,008 38,201 <br />San Leandro $1,719,903 $48,089 <br />Alameda County 34,827,010 51,415 <br />California 705,108,410 43,915 <br />United States 5,692,909,567 39,324 <br />San Leandro $1,695,930 $48,589 <br />Alameda County 34,772,822 52,295 <br />California 720,798,106 44,681 <br />United States 5,894,663,364 40,529 <br /> <br />Source: Sales & Marketing Management Survey of Buying Power for years 2001 through 2004; <br />Claritas Demographics for 2005. <br /> <br />A-5 <br />