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<br />. As of the date of this report, Mr. Callahan has completed the requirements of the <br />continuing education program of the Appraisal Institute. <br /> <br />. Thomas E. Callahan and Kenneth Kuchman are Certified General Real Estate <br />Appraisers in the State of California. <br /> <br />Respectfully ubmitted, <br /> <br /> <br />j{ <br /> <br />Kenneth Kuchman <br />Vice President <br />California Certified General Real Estate Appraiser AG022842 <br /> <br /> <br />-~tQ- <br /> <br />Alvin Chan <br />Consultant <br />