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<br />Agency reserves the right to require complete, certified copies of all required insurance policies <br />at any time. <br /> <br />7. The Risk Manager of Agency may approve a variation in the foregoing insurance <br />requirements upon a determination that the coverages, scope, limits and forms of such insurance <br />are either not commercially available or that the City's and the Agency's interests are otherwise <br />fully protected. <br /> <br />Union Bank License Agreement <br />Page 12 of 12 <br /> <br />12 <br />