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<br />Affordable Housing Regulatory Agreement and Declaration of Restrictive Covenants dated as of <br />(the "Regulatory Agreement"). The DDA, the Loan Agreement and the <br />Regulatory Agreement are hereby incorporated herein by reference. <br /> <br />NOW, THEREFORE, for and in consideration of the covenants and agreements <br />hereinafter set forth, and for other good and valuable consideration, the receipt and sufficiency of <br />which are hereby acknowledged, Landlord and Tenant hereby agree as follows. <br /> <br />ARTICLE I <br /> <br />DEMISE OF PREMISES <br /> <br />1.1. Demise. Landlord hereby leases to Tenant, and Tenant hereby leases from <br />Landlord, the Property for the Term (as defined in Section 2.1 below) and on the terms and <br />conditions set forth in this Lease. <br /> <br />1.2. Condition of Title. Landlord leases the Property to Tenant subject to all <br />easements, covenants, conditions, restrictions and other title matters of record existing as of the <br />Effective Date, and all matters that would be apparent from an inspection of the Property on the <br />Effective Date. <br /> <br />1.3. Condition ofPropertv. Landlord leases the Property to Tenant in its "as-is" <br />condition existing on the Effective Date, and Tenant acknowledges that, except as otherwise <br />expressly set forth in this Lease, Landlord makes no representations or warranties to Tenant with <br />regard to the condition of the Property or the fitness or suitability thereof for Tenant's purposes, <br />including but not limited to, matters pertaining to topography, utilities, soil, subsoil, presence or <br />absence of fill, presence or absence of hazardous materials, drainage, flood zone designation, <br />environmental laws, rules, or regulations. Tenant shall rely solely on its own independent <br />investigation and judgment as to all matters relating to the Property. Tenant represents that it <br />has, prior to the execution of this Lease, made investigations of the Property, including without <br />limitation such inquiries of governmental agencies, soils testing, tests and inspections as Tenant <br />has deemed necessary to determine the condition ofthe Property and that Tenant, by execution <br />hereof, accepts the Property in its current "as-is" condition and state. <br /> <br />1.4 Definitions. <br /> <br />1.4.1 Improvements. For purposes of this Lease, the term "Improvements" <br />shall mean all buildings, structures, fixtures, fences, walls, paving, parking improvements, <br />driveways, walkways, plazas, landscaping, permanently affixed utility systems and equipment, <br />and other improvements located on the Land, including, without limitation, the Project. <br /> <br />1.4.2 Leasehold Mortgage. For purposes of this Lease, the term "Leasehold <br />Mortgage" shall mean a mortgage on the leasehold estate created by this Lease and held by a <br />Leasehold Mortgagee. <br /> <br />1.4.3 Leasehold Mortgagee. For purposes of this Lease, the term "Leasehold <br />Mortgagee" shall mean the mortgagee or beneficiary of any Leasehold Mortgage and in the <br /> <br />833368-4 <br /> <br />2 <br />