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<br />hereunder by the Consultant and its agents, representatives, employees, and subcontractors. <br />Consistent with the following provisions, Consultant shall provide proof satisfactory to Agency <br />of such insurance that meets the requirements of this section and under fornls of insurance <br />satisfactory in all respects to the Agency. Consultant shall maintain the insurance policies <br />required by this section throughout the term of this Agreement. The cost of such insurance shall <br />be included in the Consultant's bid. Consultant shall not allow any subcontractor to commence <br />work on any subcontract until Consultant has obtained all insurance required herein for the <br />subcontractor(s) and provided evidence thereof to Agency. Verification of the required <br />insurance shall be submitted and made part of this Agreement prior to execution. <br /> <br />4.1 Workers' Compensation. Consultant shall, at its sole cost and expense, <br />maintain Statutory Workers' Compensation Insurance and Employer's Liability <br />Insurance for any and all persons employed directly or indirectly by Consultant. <br />The Statutory Workers' Compensation Insurance and Employer's Liability <br />Insurance shall be provided with limits of not less than ONE MILLION <br />DOLLARS ($1,000,000.00) per accident. In the alternative, Consultant may rely <br />on a self-insurance program to meet those requirements, but only if the program <br />of self-insurance complies fully with the provisions of the California Labor Code. <br />Determination of whether a self-insurance program meets the standards of the <br />Labor Code shall be solely in the discretion of the Agency. The insurer, if <br />insurance is provided, or the Consultant, if a program of self-insurance is <br />provided, shall waive all rights of subrogation against the Agency and its officers, <br />officials, employees, and volunteers for loss arising from work performed under <br />this Agreement. <br /> <br />4.2 Commercial General and Automobile Liabilitv Insurance. <br /> <br />4.2.1 General requirements. Consultant, at its own cost and expense, shall <br />maintain commercial general and automobile liability insurance for the <br />term of this Agreement in an amount not less than ONE MILLION <br />DOLLARS ($1,000,000.00) per occurrence, combined single limit <br />coverage for risks associated with the work contemplated by this <br />Agreement. If a Commercial General Liability Insurance or an <br />Automobile Liability form or other fornl with a general aggregate limit is <br />used, either the general aggregate limit shall apply separately to the work <br />to be perfonned under this Agreement or the general aggregate limit shall <br />be at least twice the required occurrence limit. Such coverage shall <br />include but shall not be limited to, protection against claims arising from <br />bodily and personal injury, including death resulting therefrom, and <br />damage to property resulting from activities contemplated under this <br />Agreement, including the use of owned and non-owned automobiles. <br /> <br />4.2.2 Minimum scope of covera2;e. Commercial general coverage shall be at <br />least as broad as Insurance Services Office Commercial General Liability <br />occurrence form CG 0001 (ed. 11/88) or GL 0002 (ed.l/73) covering <br /> <br />Consulting Services Agreement between the Redevelopment Agency of <br />City of San Leandro and Bay Area Homebuyer Agency <br /> <br />[July 1, 2007] <br />Page 4 of 20 <br />