3A Public Hearing 2007 0917 - Laserfiche WebLink

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for Homeownership (WISH) program on June 1, 2006. The program includes credit counseling. WISH is a Federal Home Loan Bank down payment assistance program designed to assist qualified low-income homebuyers who are saving for their down payments. The program recruits and prepares qualified homebuyers to receive matching forgivable loans from one of the participating member banks. BAHBA counseled nine households in FY06-07. The City's FTHB Program is funded solely with Redevelopment Housing Set-Aside Funds. . Two homebuyer loans were approved in FY2006-07 under the City's First-Time Homebuyer down payment/closing loan program to allow two moderate-income families to purchase homes. One other family purchased a below-market rate home, too, through a Resale Agreement. . City staff sponsored and provided three homebuyer counseling seminars for potential first-time buyers. Local mortgage lenders, realtors, appraisers, escrow officers, and home inspectors helped teach the seminars. Eighty-five (85) people received certificates of completion, an 86% increase in enrollment compared to FY2005-06. Feedback has been very positive about these seminars. . Inclusionary Housing Program . In FY2006-07, there was one development project, Willows Condominiums, which entered into an Inclusionary Housing Agreement (IHA) with the City that will be providing a total of 18 affordable units: seven low-income and 11 moderate-income. Two eligible households from the City's wait list purchased below-market rate units at the Toscani Place and Greenbrier Court developments, both of which were required to provide one inclusionary unit each for moderate-income households through executed IHAs in FY2005-06. Objective: Create Suitable Livin2 Environment Priority # 4. Reduce housing discrimination. Activities: . Eden Council for Hope and Opportunity Housing (ECHO) The City contracted with ECHO Housing, a regional non-profit fair housing agency, to provide fair housing services through CDBG funds. ECHO received 32 fair housing inquiries. ECHO educated people about fair housing laws, rights and responsibilities using various methods. . ECHO investigated 31 complaints of alleged housing discrimination involving 77 prospective tenants. ECHO provided counseling services to all households. Sixteen cases involved race, 10 involved disability, four involved familial status (children in the family), and one involved arbitrary discrimination. Below were the outcomes: · Nine cases were counseled and referred to the Department of Fair Final Consolidated Annual Performance and Evaluation Report: FY2006-2007 City of San Leandro Page 6