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make any payment necessary to prevent a lien foreclosure, sale, forfeiture or loss of the Property <br />7.7 Subro a~g~tion. Beneficiary shall be subrogated to the liens of all encumbrances, <br />whether released of record or not, which are discharged in whole or in part by Beneficiary in <br />accordance with this Deed of Trust. <br />7.8 Hazard Liability and Workers' Compensation Insurance. At all times during the <br />term hereof, Trustor shall at Trustor's expense, maintain insurance policies in accordance with <br />the requirements set forth in the Agency Documents. Trustor shall file with Beneficiary prior to <br />the commencement of the term hereof, certificates (or such other proof as Beneficiary may <br />reasonably require, including without limitation copies of the required insurance policies) <br />evidencing each of the insurance policies and endorsements thereto as required pursuant to the <br />Agency Documents, and such certificates (or policies) shall provide that at least thirty (30) days' <br />prior written notice shall be provided to Beneficiary prior to the expiration, cancellation or <br />change in coverage under each such policy. If any insurance policy required pursuant to the <br />Agency Documents is canceled or the coverage provided thereunder is reduced, Trustor shall, <br />within ten (10) days after receipt of written notice of such cancellation or reduction in coverage, <br />but in no event later than the effective date of cancellation or reduction, file with Beneficiary a <br />certificate showing that the required insurance has been reinstated or provided through another <br />insurance company or companies. Upon failure to so file such certificate, Beneficiary may, <br />without further notice and at its option, procure such insurance coverage at Trustor's expense, <br />and Trustor shall promptly reimburse Beneficiary for such expense upon receipt of billing from <br />Beneficiary. <br />7.9 Condition of Property. Trustor represents and warrants that except as disclosed <br />to Beneficiary in writing, as of the date hereof: (i) Trustor has not received an~~ notice from any <br />governmental authority of any threatened or pending zoning, building, fire, or health code <br />violation or violation of other governmental regulations concerning the Land that has not <br />previously been corrected, and no condition on the Land violates any health, safety, fire, <br />environmental, sewage, building, or other federal, state or local law, ordinance or regulation; <br />(ii) no contracts, licenses, leases or commitments regarding the maintenance or use of the <br />Property or allowing any third party rights to use the Property are in force; (iii) there are no <br />threatened or pending actions, suits, or administrative proceedings against or affecting the <br />Property or any portion thereof or the interest of Trustor in the Property; (iv) there are no <br />threatened or pending condemnation, eminent domain, or similar proceedings affecting the Land <br />or any portion thereof; (v) Trustor has not received any notice from any insurer of defects of the <br />Property which have not been corrected; (vi) there are no natural or artificial conditions upon the <br />Land or any parr thereof that could result in a material and adverse change in the condition of the <br />Land; (vii) all information that Trustor has delivered to Beneficiary, either directly or through <br />Trustor's agents, is accurate and complete; and (viii} Trustor or Trustor's agents have disclosed <br />to Beneficiary all material facts concerning the Property. <br />7.10 Hazardous Materials. Trustor represents and warrants that except as disclosed to <br />Beneficiary in writing, as of the date hereof to the best knowledge of Trustor: (i) the Land is free <br />and has always been free of Hazardous Materials (as defined below) and is not and has never <br />been in violation of any Environmental Law (as defined below); (ii) there are no buried or <br />partially buried storage tanks located on the Land; (iii) Trustor has received no notice, warning, <br />956218-3 <br />