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c. Any failure to comply with reporting provisions of the policies shall not <br />affect coverage provided to the Lessor, its officers, officials, employees <br />or volunteers. <br />d. The Lessee's insurance shall apply separately to each insured against <br />whom claim is made or suit is brought, except with respect to the limits <br />of the insured's liability. <br />2. All Coverages. <br />Each insurance policy required by this clause shall be endorsed to state that <br />coverage shall not be suspended, voided, cancelled by either party, reduced in <br />amount or in limits except after thirty (30) days' prior written notice by certified <br />mail, return receipt requested, has been given to the Lessor. <br />(e) Acceptability of Insurers. Insurance is to be placed with insurers having a Best's <br />rating of no less than A:VII. <br />(f) Verification of Coverage. Lessee shall furnish Lessor with certificates of insurance <br />and with original endorsements effecting coverage required by this clause. The <br />certificates and endorsements for each insurance policy are to be signed by a person <br />authorized by that insurer to bind coverage on its behalf. The certificates and <br />endorsements are to be received and approved by the Lessor before the Lessee moves <br />onto the Leased Premises. The Lessor reserves the right to require complete, certified <br />copies of all required insurance policies at any time. <br />(g) Variation. The Risk Manager for the Lessor may approve a variation in these <br />insurance requirements upon a determination that the coverages, scope limits and <br />forms of such insurance are either not commercially available or that the Lessor's <br />interests are otherwise fully protected. <br />8 <br />