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4.2.3 Additional requirements. Each of the following shall be included in the <br />insurance coverage or added as an endorsement to the policy: <br />a. Agency and its officers, employees, agents, and volunteers shall be <br />covered as insureds with respect to each of the following: liability arising <br />out of activities performed by or on behalf of Consultant, including the <br />insured's general supervision of Consultant; products and completed <br />operations of Consultant; premises owned, occupied, or used by <br />Consultant; and automobiles owned, leased, or used by the Consultant. <br />The coverage shall contain no special limitations on the scope of <br />protection afforded to Agency or its officers, employees, agents, or <br />volunteers. <br />b. The insurance shall cover on an occurrence or an accident basis, and not <br />on a claims-made basis. <br />c. An endorsement must state that coverage is primary insurance with <br />respect to the Agency and its officers, officials, employees and volunteers, <br />and that no insurance orself-insurance maintained by the Agency shall be <br />called upon to contribute to a loss under the coverage. <br />d. Any failure of CONSULTANT to comply with reporting provisions of the <br />policy shall not affect coverage provided to AGENCY and its officers, <br />' employees, agents, and volunteers. <br />e. An endorsement shall state that coverage shall not be suspended, voided, <br />canceled by either party, reduced in coverage or in limits, except after <br />thirty (30) days' prior written notice by certified mail, return receipt <br />requested, has been given to the Agency. <br />4.3 Reserved <br />4.4 All Policies Requirements. <br />4.4.1 Acceptability of insurers. All insurance required by this section is to be placed <br />with insurers with a Bests' rating of no less than A:VII. <br />4.4.2 Verification of coverage. Prior to beginning any work under this Agreement, <br />Consultant shall furnish Agency with certificates of insurance and with original <br />endorsements effecting coverage required herein. The certificates and <br />endorsements for each insurance policy are to be signed by a person authorized <br />by that insurer to bind coverage on its behalf. The Agency reserves the right to <br />require complete, certified copies of all required insurance policies, at any time. <br />Services Agreement between the Redevelopment Agency of <br />City of San Leandro and Neighborhood Solutions FY2008-09 Page 5 of 12 <br />