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REDEVELOPMENT AGENCY OF SAN LEANDRO <br />NOTES TO TIDE FINANCIAL STATEMENTS <br />FOR THE YEAR ENDED JUNE 30, 2008 <br />3. LOANS RECEIVABLE <br />Loans receivable at June 30, 2008 consisted of the following: <br />Creekside Property Loan <br />Chamber of Commerce <br />Commercial Rehab Loans <br />Bayfair Mall Tax Increment <br />HIJD Loans to Property Owners <br />Total loans and notes <br />Interest on Loans Recievable <br />Total Interest and Loans <br />Balance Per Balance Per <br />Balance Sheet Allowance Statement of <br />Governmental Funds For Forgivable Net Assets <br />June 30, 2008 Loans June 30, 2008 <br />$ 1,138,898 $ - $ 1,138,898 <br />25,285 (25,285) - <br />216,297 (216,297) - <br />66,604 - 66,604 <br />7,266,535 (484,031) 6,782,504 <br />8,713,G19 (725,613) 7,988,006 <br />344,666 (344,666) - <br />$ 9,058,285 $ (1,070,279) $ 7,988,006 <br />The Agency loaned the Creekside Property, LLC (Creekside) $1,138,898, the Chamber of Commerce <br />$25,285, and Merced Street Properties (Merced Street) $150,000, Trina Wallace $51,500, for property <br />improvements. The outstanding balance net of allowances at June 30, 2008, was $1,138,898. The Agency <br />has agreed to forgive a portion of the loan if certain conditions outlined in the agreement are satisfied. <br />Because the loans do not meet the Agency's availability criteria for revenue recognition, the Agency has <br />deferred the revenue related to these loans. Revenues are recognized in the year of payment. Loans are <br />secured by trust deeds. <br />At June 30, 2008, the Agency was owed, net of allowances, $6,782,504 for loans that were made to City <br />property owners who meet the IiCTD requirements for financial assistance for property improvements and <br />first time home buyer loans. The Agency has agreed to forgive a portion of the loan if certain conditions <br />outlined in the agreement are satisfied. Because the loans do not meet the Agency's available criteria for <br />revenue recognition, the Agency has defer ed the revenue related to these loans. Revenues are recognized in <br />the year of repayment. Loans are secured by trust deeds. <br />23 <br />