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The Management's Discussion and Analysis on pages 3 to 11 is not a required part of the basic <br />financial statements, but is supplementary information required by accounting principles <br />generally accepted in the United States of America. We have applied certain limited procedures, <br />which consisted principally of inquiries of management regarding the methods of rneasurernent <br />and presentation of the supplementary information. However, we did not audit the information <br />and express no opinion on it. <br />Oakland, California <br />November 17, 2008 <br />2 <br />