Reso 2005-046 - Laserfiche WebLink

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Inclusionary Zoning Ordinance The Inclusionary Zoning Ordinance, which the City adopted in December 2004, requires that developers of new rental and ownership housing City-wide must make at least 15% of the units affordable to low- and moderate-income households. Projects with less than six ownership units maybe opt to pay an ni lieu fee. Over the next five years, the City anticipates creating 25 affordable ownership units through inclusionary zoning. Mortgage Credit Certificate (MCC) Program The City of San Leandro will annually contribute Redevelopment Housing Set-Aside funds toward the administrative costs of the MCC program, which is administered by the County of Alameda HCD Program. The MCC program allows low- and moderate-income homebuyers to deduct 15% of their annual mortgage interestpaytnents on their federal income tax returns. This effectivelylowers the dollar amount of their monthly mortgage payments. Approximately 25 certificates are expected to be issued to San Leandro low and moderate income homebuyers during the next five years. Geographic Distribution All programs listed are available to eligible households throughout the City of San Leandro. ~ Priority: Reduce housing discrimination Priority Analysis and Obstacles to Meeting Underserved Needs The following analysis of housing discrimination and obstacles to meeting this need was prepared in part by the HOME Consortium. As a Consortium member, the City of San Leandro subscribes to this priority and has proposed activities that meet the objective of reducing housing discrimination. The Alameda County HOME Consortium Housing Market Analysis shows that Alameda County is racially and ethnically diverse. According to Census 2000, about half of the population was aracial/etluiic minority. Fair housing services are provided to reduce housing discrimination. These services include housing counseling to tenants and landlords on their legal rights and responsibilities, investigating complaints of housing discrimination, dispute mediation and resolution, and training for realtors and property owners on fair housing laws. Despite increased knowledge of fair housing law and long-teen cormnunity efforts, discrimination continues to exist. Discrimination has also become much more subtle. In tight housing markets, investigating complaints is harder due to the rapid speed in which vacancies are filled and the hesitancy of tenants to complain due to fear of losing their housing. It also gives the landlords the ability to pick and choose among prospective tenants, which may lead to increased illegal discrimination. Housing and Carrun~mity Development Strategic Plan - FY 2005-09 City of San Leandro Page 12