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per hour at 40 hours per week. The State minimum wage is $6.75, while the federal minimum wage has <br />been $5.15 per hour since 1997. NLHC also noted that the County was one of the ten least affordable <br />cotu~ties in the United States. The more housing costs rise, the less disposable income low-income <br />households have for other necessities, including food, health care, and education. Most low-income <br />families live from paycheck to paycheck and are only one a paycheck away from losing their current <br />housing. <br />Even when housing is available and a household can afford the rent payment, there are barriers which make <br />it difficult for the household to obta>ll and maintain the housing. The move-in costs of first and last month's <br />rent and security deposit are a large bamer to low-income households who have difficulty making ends meet <br />at the end of the month. Any crisis such as job loss, health emergency, alcohol or drug (AOD) problems can <br />cause the household to begin the spiral into homelessness. <br />Prevention activities need to be expanded in programs that provide short-term rental assistance, delinquent <br />rent assistance, move-in costs, and housing scholarships to homeless and very low-income people: It is <br />usually less expensive to prevent someone from becoming homeless than to help them after they are <br />homeless and is far less disruptive to the family. <br />Objectives <br />Continue to support public service agencies that assist people and households who are at risk of becoming <br />homeless. <br />Accomplishments <br />Tenant/Landlord Counseling <br />^ Use CDBG funds to contract with a qualified service provider for tenant/landlord counseling services, <br />which shall include information and outreach to San Leandro tenants and rental property owners and <br />managers on theii legal rights and responsibilities, mediation services, and information and referral on <br />housing law issues in order to prevent unlawful evictions or illegal tenant actions. It is estimated that the <br />City will be able to provide counseling for 1,200 households over the next five years. <br />Rental Assistance Program (RAP) <br />^ Continue to use City funds to contract with ECHO Housing for its Rental Assistance Program (RAP). <br />The program assists residents with move-in costs or delinquent rent due to a temporary financial setback. <br />RAP assists by arranging a guaranteed repayment contract between the tenant and the landlord. <br />Approximately 40 households will be assisted over the next five years. <br />Geographic Distribution <br />All programs listed are available to residents of the City of San Leandro. <br />Housing and Conununity Development Strategic Plan - FY 2005-09 <br />City of San Leandro <br />Page 17 <br />