Agmt 2004 Hartford Life Insurance Company

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a) oiitainirrg informafmn regar~ng current Investment Option elections end redrecting the investment of future confrrbutions among the Irnesiment Options; b) tnsnsferring amourris held in the Particq~ant's Individual Account among the Irnestment Options; c) af~ining the Partnt's Individual Account balar~e in total and on an investment fund basis for the previous vauation day; and d) abtairrir~ the auarmutation unit veluslprGe for the previous valuation day for each of the Investment ; e) obtaining Investment Opion parfortnance; g) obtaining transaction and contribution hbtorical data. Hartford Life will provide custaner representatnres to support the utilization of the VRU during normal business hours, generatiy 8:00 a.m. to 8:00 p.m. Eastern Time Monday ttnargh Friday, however, no support s provided for ~ on whbh the New York 5tadc Exchange ~ dosed. Hartford Life may a}so provide these enumerated services and futures through an Internet site(s) available to Plan Partidparrts. In addition to the frmctiors available through the VRU, Hartford Lire's iniemet site enables a Plan Partic~ant to view their 457 deferral rate, outstanting loam balance, and ban history: Furthermore, employeeslPlen Participants may initiate ban modeling, obtain irnrestrnent guidance, enroll in the Plan, modify deferral amounts, end request a prpspeetus. +iarttard Life wall record all activity of the VRU and trdemet siiee(s) in eooordarxxj witli gerreratiy accepted record retention practices. Hartford Lire wit operate its VRU and Inteme# services in accordance w'rfh reasonable provisions to ensure the seatrity of such serves. The VRU and Ir>temek stie(s) may occesior>aly be unavailable th accammodale system maintenance. ~4.U ~;ontrtbuttons ~ A.i 7ite Plan Sponsor shall deterntine, arrange for, and soppy, dtiec~ to Hartford Life ar its designee, cash proceeds r~r~ertting Contributions to the Plan and all data necessary to propery allocate Contributior~. The cash and alocaton data submitted b Hartford Life must be in °good order." Good ceder means that the allocation cthta submitted try the Plan Sponsor to Hartford Life reconales with both the c~h remitted to Harttord L'rfe and the Particapent Accourrls on recall with Hartford Life. Good order also means that cash and allocation ~ are submitted electranicaly in a byonrt and format mutualy agreed io by both Hartford Life arrd the Plan Sponsor: For fransadias ttmt are not in good orcier, Hartford Life shall n:tum, the cash to the Plan Sponsor within 5 business days, unle~ directed otherwise. Hartford I~ is not rasponsble for collecting arty Contritwtiors that may be due to the Plan twt are npt dep~ited with Hartford Life. 4.2 Contrtbuions to the Plan Moll be allocated among each Participant's Individual Account, accord~mg to the instrnxtiors filed wffh Hartford Life by the Plan Sponsor, sut~ed to the tams of the Plan. t,onhrbutions Mrill be invested among the Investment Options under the Investment Arrangement in accordance wish the terms of the Irnesfrnent Arrangement and the mast current investment dir~tion on fde at Flartfard Ufa. Trar>sactbns ate valued as of the close of regular tr~ng on the New York Stock Excfwnge (usualy 4 p.m. Eastern time) on ~ day the Exchange is open. Corrtiibutions and allocation data raceved in good order before the close of the New York Siodc Exdrange are cxrrrsidered part of that day's rece~ls. Contributions and allocation data recs3ived in good order after the close of the New York Stock Exchange wit be considered part of the next day's rea:~ts. Where the terms of the Irwestm~t ArrangerrreM and this paragraph conflict, the terms ofi the Investment Arrangement will govern. 4.3 Data for processes will be subrnittad to Hartford Life via a medium and format mutualy agreed to ~ both Hartford Life and the Plan Sponsor. 4.4 Arty amounts confibuted in error by the Plan Sponsor to the Pbn shall be n~iumed tp the Pbn Sponsor within sa,ren txsiness days of the recut of a Mrritten notice from the Planr Sponsor to Hartford Life which establ~hes the error, the amount of soh error and the urtenethd dispceition of such error. 4.5 For purposes of this Sedion 4.b, the term 'Contiibutiors° shall include amowrts under the Plan transferted to the Irnestment Options from other Plan funding vetedes. 5.1 The Plan Sponsor shall notify Hartford Life in writing of each Participant, benefxaaty, or alternate payee ttre Plan 5pansor has determined s entitled to receive l~enekt payments under the terms of the Pbn. Such notice shatl irstruct as to the form of trenefit payment For purposes of this 5edion 5, the tens Participant shall include benefidaries and aKemete purees as applic~{e. 52 Pursuant io any notice recsnred at Section 5.1, Hartford Ufe shaft issue benefit payments to each Partiaipant from itre Participant's Individual Account 5.3 To the extent required by federal and state taw, Hartford Life will gknrfate and withheld from each benefit payment fedewl and state income taxes. Hartford Life wit report such withholotng to the federal government and state government, Mr~tl a copy to the Plan Sporsor. All irrome ~c~, so withheld, will be remitted by Hartford Ufa to the 8ppropriate federal and state tmc authorities wittun the 6me prescrined ~ federal and state bw. 457 ASIA-o1-03