Agmt 2004 Hartford Life Insurance Company

Home

CALIFORNIA LIFE AND HEALTH INSURANCE GUARANTEE ASSOCIATION ACT SUMMARY DOCUMENT AND DIS~'IAIIYIER Residents of California .who purchase life and heap iinsurance and effiuities should k~w that the m~*~*~~ companies licensed. m this state to write these types of insru'suce are mombets of ~e Califa®ia Life and Health Insurance Guarantee Association ("CLHIGA"). The purpose of this Association is ip assure that policyholders xn71 be protected, within limits, in the unh7cely eves 13~at a marnber insurer becomes financially amiable to meet its obligations. If flits sho~dld happen, the Cruazantee Association wr11 assess its ofber member ins~aance companies for the money-to pay fhe claims of insured peasoas who live in this state and, in same , to keep cave~age in farce. .The valuable extra protection provided through the Association is not ~tnlimnited, as noted in the box below, and is nova substitute for ~~*m~' care in selecting tna~. The Califorrda Iafe~emd Health I~scu~ance Guarantee Association may not provide caveiage for this policy. If coverage is provided, it may be subject to substantial limitations or exch~sions, a~ require cAntiaued residency in California. You should not zely on cavecage by the A.ssociaticn m selecting an ins<asnoe compa~ ar in selecting an ina~ra,.,r~;p policy. Coverage is NOT provided for your policy or any portion. of it t11at is not guaranteed. by the insurer or for which you have assumed the risk, such as a variable contract sold by prospectus. Ins<aance companies or their agents are required by law to give or send you this notice. However,. insazance companies and $~ aged are prohibited by law from using the existence of the Guarantee Association to induce you to purchase any kind of insiaance policy: Policyholders with additional questions should first coni$ct $ieir insiaer or agent or may $ren contact: California Life and Health Instaance Guarantec Association P.O. Box 17319 $everly Hills, CA 90209-3319 or Consumer Service TJivision. California. Department of Insurance 300 South Spring Situ Los Angeles, CA 90013 Below is a brief summary of $ris law's coverages, exclrasions and limits. This summary does not cover aIl provisions of tine law, xtor does it in anry way clurnge anyone's rights or obligation under tla± Act or ~ rights or obligations of the Association. COVERAGE Generally, individuals wIll he protsctod by the Caliifornia Life and Health Iiosraancx Guarantee Association if they live m this elute and hold a Life or health ma>_~*+~ contrast, or an annuity, or if they are insured under a g<oup e contract, issued by a member insurer. The beneficiaries, payees or assignees of insured persons are protected as well, even if they live in another state. fiG13683-2 (Rwiaad 3/Z(IOI) Prmtiedm U.S.A W196R2.FRM