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damage to property resulting from activities contemplated under this <br />Agreement, including the use of owned and non-awned automobiles. <br />4.2.2 Minimum scope of coverage. Commercial general coverage shall be at <br />least as broad as Insurance Services Office Commercial General Liability <br />occurrence form CG 0001 (ed. 11/88) or GL 0002 (ed. U73) covering <br />comprehensive General Liability and Insurance Services Office form <br />number GL 0404 covering Broad Form Comprehensive General Liability. <br />Automobile coverage shall be at least as broad as Insurance Services <br />Office Automobile Liability form CA 0001 (ed. 12/90} Code 1. No <br />endorsement shall be attached limiting the coverage. <br />4.2.3 Additional requirements. Each of the following shall be included in the <br />insurance coverage or added as a certified endorsement to the policy: <br />a. The insurance shall cover on an occurrence or an accident basis, <br />and not on a claims-made basis. <br />b. Any failure of Consultant to comply with reporting provisions of <br />the policy shall not affect coverage provided to City and its <br />officers, employees, agents, and volunteers. <br />4.3 Professional Liability Insurance. <br />4.3.1 General requirements. Consultant, at its own cost and expense, shall <br />maintain for the period covered by this Agreement professional liability <br />insurance for licensed professionals performing work pursuant to this <br />Agreement in an amount not less than ONE MILLION DOLLARS <br />($1,000,000) covering the licensed professionals' errors and omissions. <br />Any deductible or self-insured retention shall not exceed $150,000 per <br />claim. <br />4.3.2 Claims-made limitations. The following provisions shall apply if the <br />professional liability coverage is written on a claims-made form: <br />a. The retroactive date of the policy must be shown and must be <br />before the date of the Agreement. <br />b. Insurance must be maintained and evidence of insurance must be <br />provided for at least five years after completion of the Agreement <br />or the work, so long as commercially available at reasonable rates. <br />c. If coverage is canceled or not renewed and it is not replaced with <br />another claims-made policy form with a retroactive date that <br />precedes the date of this Agreement, Consultant must provide <br />Doolittle Drive Entryway Improvements April 7, 2004 <br />Project No: 230-43-155 Page 5 of 18 <br />