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GEOGRAPHIC DISTRIBUTION Funding for public service and capital improvement activities described in the Action Plan will be distributed throughout the city. Certain programs such as housing rehabilitation and the Mortgage Credit Certificate program, are not identified with a specific geographic locale, but based on eligibility of the household. Activities are intended to serve eligible households and individuals within the city limits of San Leandro. Certain projects maybe located in other jurisdictions as long as the agency receiving funding serves San Leandro residents. ACTIVITY LOCATIONS For certain activities, such as residential rehabilitation or far~ade renovation, the exact location is not determined prior to funding the program as a whole. Pursuant to the Final Rule for the CDBG Program, the Action Plan must identify who may apply for assistance, the process by which the grantee will select those to receive assistance, and how much and under what terms the assistance will be given. Alameda County HCD administers a Rehabilitation Program using CDBG and Redevelopment funds for most jurisdictions in the HOME Consortium, including San Leandro. The goal of the program is to conserve, preserve, and improve the housing and neighborhoods of low and moderate-income people living in the County. To that end, the program provides grants or low interest loans to qualifying property owners to provide various levels of rehabilitation services, such as minor and moderate home repairs, exterior paint, clean-up assistance, seismic retrofitting, and accessibility improvements. The owner rehabilitation program is targeted to owner-occupied households who qualify as low income by earning less than 80 percent of the PMSA median income. Depending on the level and cost of rehabilitation, grants or low- or no-interest loans are offered. To determine eligibility, the applicant's income, address, and the type and extent of rehabilitation work are considered. The rental rehabilitation program is available to those properties in which at least 51 percent of the units are occupied by low and very low income households, or in which 51 percent of the units will berent-restricted through a rental agreement to qualified low income households after rehabilitation. This program provides below market interest rate loans to property owners to complete the rehabilitation. Tenants' incomes are verified to determine whether at least half of the units are occupied by lower income households. The property's operating budget is also examined to determine the property's long-term financial feasibility. Action Plan - FY2002 City of San Leandro Page 10