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of the City's dental plan, or who was a member of the City's dental plan and retired on or <br />after July 1, 1983. Any increases in dental plan costs during the term of this Agreement <br />shall be split equally between the City and the retired employee. Coverage shall continue <br />until age 65. <br />No change in dental plan carrier, or level of benefits, shall be made unless agreed to by the <br />Management Organization. <br />2.4. Life Insurance <br />The City shall maintain in effect employer provided Term Life Insurance with AD&D in the <br />amount of fifty thousand dollars ($50,000.00) for active employees. The insurance provider <br />shall be "A-rated", unless the parties specify otherwise. The City shall make available for <br />employees, the ability to purchase additional life insurance, at no cost to the City, subject to <br />the requirements and rules of the insurance carrier. Such premium payments made by the <br />employee purchasing any voluntary life insurance shall be made on an after tax basis. <br />2.5. Long Term Disability Insurance <br />The City shall maintain in effect an employer paid long-term disability insurance program <br />with a benefit percentage of forty percent (40%) of base monthly earnings with a maximum <br />gross monthly benefit of six thousand dollars ($6,000.00). The plan shall provide a six <br />month elimination period, benefits payable to age 65 with two years "own" occupation and <br />partial disability benefits. The City shall make available for employees, the ability to <br />purchase additional long term disability insurance, at no cost to the City, subject to the rules, <br />regulations, enrollment requirements and exclusions set forth by the insurance carrier. <br />2.6 Short Term Disability Insurance <br />The City shall make available for employees, the ability to purchase voluntary short-term <br />disability insurance, at no cost to the City, subject to the rules, regulations, enrollment <br />requirements and exclusions set forth by the insurance carrier. Such premium payments <br />made by the employee purchasing any voluntary short-term disability insurance shall be <br />made on an after-tax basis. <br />Section 3.0 Uniform Allowance <br />For the term of this Agreement, the uniform allowance for sworn classifications shall be maintained <br />in an amount equal to that provided to Police Officer and Police Sergeant classifications and be paid <br />by separate check. <br />Section 4.0 Vacation Leave <br />Vacation leave for each full-time employee shall be accrued and credited for the pay period in <br />which it was earned. An employee holding afull-time position shall be entitled to a vacation leave <br />which shall accrue at the rate of twelve (12) days for each calendar year of service performed. If a <br />newly hired employee possesses five (5) years of experience in the field in which he/she is hired, <br />he/she shall accrue vacation leave at the rate of fifteen (15) days for each calendar year of service <br />performed. <br />4 <br />SLMO fina12010 <br />