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ARTICLE 4. CONTRIBUTIONS AND ALLOCATIONS .............................................. 10 <br />4.01. Employer Contributions -Elective Deferred Compensation ................ 10 <br />4.02. Employer Contributions -Nonelective Deferred Compensation.......... 11 <br />4.03. Rollover Contributions .......................................................................... 12 <br />4.04. Transfers From Other Plans ................................................................. 12 <br />4.05. Time Of Contributions ........................................................................... 12 <br />ARTICLE 5. ALLOCATIONS OF CONTRIBUTIONS AND VALUATION .................. 12 <br />5.01. Valuation Of The Trust .......................................................................... 12 <br />5.02. Allocation Of Investment Results And Plan Expenses ......................... 13 <br />5.03. Allocation Qf Nonelective Deferred Compensation .............................. 13 <br />5.04. Allocation Of Elective Deferred Compensation ..................................... 13 <br />ARTICLE 6. LIMITATION ON CONTRIBUTIONS AND BENEFITS .......................... 14 <br />6.01. Limitations In General ........................................................................... 14 <br />6.02. Limitations -Last Three Years Of Participation ................................... 14 <br />6.03. Limitations -Age Fifty Catch-Up Contributions .................................... 14 <br />6.04. Distribution Of Excess Deferred Compensation ................................... 15 <br />ARTICLE 7. PARTICIPANT-DIRECTED INDIVIDUAL ACCOUNTS ........................ 95 <br />7.01. Directed Individual Accounts Permitted ................................................ 15 <br />7.02. Separate Account Established .............................................................. 16 <br />7.03. Fiduciary Duty ...................................................................................... 16 <br />ARTICLE 8. PARTICIPANT LOANS ......................................................................... 16 <br />ARTICLE 9. VESTING .............................................................................................. 16 <br />9.01. Full Vesting ........................................................................................... 16 <br />9.02. No Divestment For Cause .................................................................... 16 <br />9.03. Lost Participant Or Beneficiary ............................................................. 16 <br />ARTICLE 10. PAYMENT OF BENEFITS ...................................................................17 <br />10.01. Measure Of Benefits .............................................................................17 <br />10.02. Method Of Payment Of Benefits ...........................................................17 <br />10.03. Commencement Of Payment Of Benefits .............................................19 <br />10.04. Distributions To Rehired Employees .....................................................20 <br />10.05. Distributions Upon An Unforeseeable Emergency ................................20 <br />10.07. Purchase Of Defined Benefit Plan Service Credit .........................:.......22 <br />10.08. Payment Of Death Benefits ...................................................................23 <br />10.09. Distributions To Incapacitated Participants .......................................... .26 <br />10.10. Repayment Of Overpayment Of Benefits ............................................. .26 <br />10.91. 4ualified Domestic Relations Order Payments .................................... .26 <br />10.12. Nonliability ............................................................................................ .27 <br />10.13. Mechanics Of Payment ........................................................................ .27 <br />10.14. Withholding .......................................................................................... .27 <br />10.15 Withdrawals From Rollover Account .................................................... .27 <br />ARTICLE 11. PLAN ADMINISTRATION .................................................................... .27 <br />11.01. Employment Records ........................................................................... .27 <br />11.02. Reports And Disclosure ....................................................................... .27 <br />11.03. Retention Of Records ........................................................................... .27 <br />11.04. Powers And Responsibilities ................................................................ .28 <br />11.05. Designation Of Administrative Authority ............................................... .28 <br />11.06. Allocation And Delegation Of Responsibilities ..................................... .28 <br />11.07. Powers And Duties Of The Administrator ............................................ .29 <br />11.08. Powers and Duties Of The Advisory Committee .................................. .29 <br />11.09. Interpretation Of Trust .......................................................................... .30 <br />11.10. Settlement Of Disputes ........................................................................ .30 <br />11.91. Appointment And Responsibility Of Representatives ........................... .30 <br />