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representatives, employees, and subcontractors. Consistent with the following provisions, Consultant shall <br />provide proof satisfactory to Agency of such insurance that meets the requirements of this section and <br />under forms of insurance satisfactory in all respects, and that such insurance is in effect prior to beginning <br />work to the Agency. Consultant shall maintain the insurance policies required by this section throughout <br />the term of this Agreement. The cost of such insurance shall be included in the Consultant's bid. <br />Consultant shall not allow any subcontractor to commence work on any subcontract until Consultant has <br />obtained all insurance required herein for the subcontractor(s) and provided evidence that such insurance <br />is in effect to Agency. Verification of the required insurance shall be submitted and made part of this <br />Agreement prior to execution. Consultant shall maintain all required insurance listed herein for the duration <br />of this Agreement. <br />4.1 Workers' Compensation. Consultant shall, at its sole cost and expense, maintain <br />Statutory Workers' Compensation Insurance and Employer's Liability Insurance for any <br />and all persons employed directly or indirectly by Consultant. The Statutory Workers' <br />Compensation Insurance and Employer's Liability Insurance shall be provided with limits of <br />not less than ONE MILLION DOLLARS ($1,000,000) per accident. In the alternative, <br />Consultant may rely on aself-insurance program to meet those requirements, but only if <br />the program of self-insurance complies fully with the provisions of the California Labor <br />Code. Determination of whether aself-insurance program meets the standards of the <br />Labor Code shall be solely in the discretion of the Contract Administrator. The insurer, if <br />insurance is provided, or the Consultant, if a program of self-insurance is provided, shall <br />waive all rights of subrogation against the Agency and its officers, officials, employees, and <br />volunteers for loss arising from work performed under this Agreement. <br />4.2 Commercial General and Automobile Liability Insurance. <br />4.2.1 General requirements. Consultant, at its own cost and expense, shall maintain <br />commercial general and automobile liability insurance for the term of this <br />Agreement in an amount not less than ONE MILLION DOLLARS ($1,000,000) per <br />occurrence, combined single limit coverage for risks associated with the work <br />contemplated by this Agreement. If a Commercial General Liability Insurance or an <br />Automobile Liability form or other form with a general aggregate limit is used, <br />either the general aggregate limit shall apply separately to the work to be <br />performed under this Agreement or the general aggregate limit shall be at least <br />twice the required occurrence limit. Such coverage shall include but shall not be <br />limited to, protection against claims arising from bodily and personal injury, <br />including death resulting therefrom, and damage to property resulting from <br />activities contemplated under this Agreement, including the use of owned and non- <br />owned automobiles. <br />4.2.2 Minimum scope of coverage. Commercial general coverage shall be at least as <br />broad as Insurance Services Office Commercial General Liability occurrence form <br />CG 0001 (most recent edition) covering comprehensive General Liability on an <br />"occurrence" basis. Automobile coverage shall be at least as broad as Insurance <br />Consulting Services Agreement between July 1, 2010 <br />RDA of City of San Leandro and BAHBA Page 4 of 14 <br />989837-1 <br />