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c. Any failure to comply with reporting provisions of the policies <br /> shall not affect coverage provided to the City, its officers, officials, <br /> employees or volunteers. <br /> d. The Contractor's insurance shall apply separately to each insured <br /> against whom claim is made or suit is brought, except with respect <br /> to the limits of the insurer's liability. <br /> 2. Workers' Compensation and Employers Liability Coverage. <br /> The insurer shall agree to waive all rights of subrogation against the City, <br /> its officers, officials, employees and volunteers for losses arising from <br /> work performed by the Contractor for the City. <br /> 3. Professional Liability. <br /> Contractor shall carry professional liability insurance in an amount <br /> deemed by the City to adequately protect the Contractor against liability <br /> caused by errors or omissions on the part of the Contractor in the course of <br /> performance of the services specified in this Agreement. <br /> 4. All Coverages. <br /> Each insurance policy required by this clause shall be endorsed to state <br /> that coverage shall not be suspended, voided, canceled by either party, <br /> reduced in coverage or in limits except after thirty (30) days' prior written <br /> notice by certified mail, return receipt requested, has been given to the <br /> City. <br /> (e) Acceptability of Insurers. Insurance is to be placed with insurers with a Bests' rating of <br /> no less than A:VII. <br /> (f) Verification of Coverage. Contractor shall furnish City with certificates of insurance and <br /> with original endorsements effecting coverage required by this clause. The certificates <br /> and endorsements for each insurance policy are to be signed by a person authorized by <br /> that insurer to bind coverage on its behalf. The certificates and endorsements are to be <br /> received and approved by the City before work commences. The City reserves the right <br /> to require complete, certified copies of all required insurance policies, at any time. <br /> (g) Subcontractors. Contractor shall include all subcontractors as insureds under its policies <br /> or shall furnish separate certificates and endorsements for each subcontractor. All <br /> coverages for subcontractors shall be subject to all of the requirements stated herein. <br /> Exhibit D Page 3 of 6 <br /> 6R 26)5 rev. Fire Station /Catalina <br /> 5206)7 rev. <br />