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3. Workers' Compensation Insurance as required by the Labor Code of the <br /> State of Califomia and Employers Liability Insurance. <br /> (b) Minimum Limits of Insurance. Contractor shall maintain limits no less than: <br /> 1. General Liability: SI,000,000 combined single limit per occurrence for <br /> bodily injury, personal injury and property damage. If commercial <br /> General Liability Insurance or other form with a general aggregate limit is <br /> used, either the general aggregate limit shall apply separately to this <br /> project/location or the general aggregate limit shall be twice the required <br /> occurrence limit. <br /> 2. Automobile Liability: 51,000,000 combined single limit per accident for <br /> bodily injury and property damage. <br /> • 3. Workers' Compensation and Employers Liability: Workers' <br /> Compensation limits as required by the Labor Code of the State of <br /> California and Employers Liability limits ofS1,000,000 per accident. <br /> (c) Deductibles and Self- Insured Retentions. Any deductibles or self - insured <br /> retentions exceeding 535.000 must be declared to and approved by the City. At <br /> the option of the City, either the insurer shall reduce or eliminate such deductibles <br /> or self - insured retentions as respects the City. its officers, officials and employees; <br /> or the Contractor shall procure a bond guaranteeing payment of losses and related <br /> investigations, claim administration and defense expenses. <br /> (d) Other Insurance Provisions. The policies are to contain, or be endorsed to <br /> contain, the following provisions: <br /> 1. General Liability and Automobile Liability Coverages. <br /> a. The City, its officers, officials, employees and volunteers are to be <br /> covered as insureds as respects: liability arising out of activities <br /> performed by or on behalf of the Contractor; products and <br /> completed operations of the Contractor, premises owned, occupied <br /> or used by the Contractor, or automobiles owned, leased, hired or <br /> borrowed by the Contractor. The coverage shall contain no special <br /> limitations on the scope of the protection afforded to the City, its <br /> officers. officials. employees or volunteers. <br /> b. The Contractor's insurance coverage shall be primary insurance as <br /> respects the City, its officers. officials. employees and volunteers. <br /> Any insurance or self- insurance maintained by the City, its <br /> officers. officials. employees or volunteers shall be excess of the <br /> Contractor's insurance and shall not contribute with it. <br /> Exhibit D Paee 2 of 6 <br /> 6/1 rev. Branch Libraries Prototype Dcsimr <br /> 5/20/97 rev. <br />