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action may be given, made or taken by Beneficiary's Executive Director or by any <br /> person who shall have been designated by Beneficiary's Executive Director, without <br /> further approval by the governing board of Beneficiary. Beneficiary shall use <br /> reasonable best efforts to respond to requests for any such approval, notice, direction, <br /> or consent in a timely manner. In any approval, consent, or other determination by <br /> Beneficiary required hereunder, Beneficiary shall act reasonably and in good faith. <br /> 10.9 Joint and Several Liability. If Trustor consists of more than one person or <br /> entity, each shall be jointly and severally liable for the faithful performance of all of <br /> Trustor's obligations under this Deed of Trust. <br /> 10.10 Time is of the Essence. Time is of the essence for each provision of this <br /> Deed of Trust. <br /> SIGNATURES ON FOLLOWING PAGE. <br /> 1177360 -2 18 <br />