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While savings on each prescription may vary, the NLC Prescription Discount Card Program saves an average <br />of 20 percent off of the pharmacy's regular retail prices. The savings are validated monthly and annually. <br />What if a pharmacy's price on particular prescription drugs is lower than the discount card price? <br />The program uses a "lower -of" pricing schedule so that residents are never disadvantaged by using the <br />discount card. On occasion, a participating pharmacy may have a lower price on particular prescription <br />drugs. If that occurs, residents will always pay the lowest price. <br />Who pays the cost of the discount? <br />Pharmacies in the national discount network agree to absorb the cost of the discount. The benefit to the <br />pharmacy of participating in the program is that it creates customer loyalty and increases store traffic. <br />Does NLC or CVS Caremark share the personal information of residents using the discount card? <br />CVS Caremark does not give or share personally identifiable health information to manufacturers or direct <br />marketers. CVS Caremark is fully compliant with all federal and state privacy and security regulations <br />pertaining to the protection of protected health information and has a robust compliance program which <br />monitors and enforces policy compliance. NLC neither receives nor shares personal information of residents. <br />Does NLC or any participating city receive revenue from the program? <br />Neither NLC nor any participating city receives revenue for sponsoring the discount card program. <br />Does the program provide a competitive advantage to CVS Pharmacies? <br />All major pharmacy chains and most local independent pharmacies, nearly 60,000 pharmacies nationwide, <br />participate in the discount card network. Residents are not encouraged or incentivized to use CVS <br />pharmacies over any other chain or independent pharmacy. <br />Program operated by CVS Caremark. <br />This is NOT insurance. Discounts are only available at any participating pharmacy. 106.9003NL10 10.09 <br />How much will residents save by using the discount card? <br />