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FY 2010-2011 CAPER -3- September 19, 2011 <br />♦ Housing Rehabilitation Program <br />The Housing Rehabilitation Program, which improves the City's housing stock and assists <br />seniors to age in place, provides low-interest rehabilitation loans of up to $35,000 for single- <br />family homes. This program provided five (5) loans funded solely with Redevelopment Housing <br />Set Aside Funds in FY 2010-2011. Two (2) loans were for extremely low-income senior <br />households, while three (3) loans were for senior households with very low -incomes. <br />The Housing Rehabilitation Program, which also offers six (6) types of grant programs for minor <br />home repairs, provided thirty (30) grants solely from Redevelopment Housing Set Aside Funds, <br />for lower-income homeowners in FY 2010-2011. Of these thirty (30) grants, fourteen (14) were <br />for extremely low-income, twelve (12) were for very low-income, and four (4) were for low- <br />income. Twenty-two (22) grants were for seniors. The breakdown for the types of grants, <br />including combination grants, is as follows: <br />• 11 Mobile home repair <br />• 7 Minor home repair <br />• 3 Minor home repair/paint <br />• 2 Minor home repair/clean-up <br />• 1 Minor home repair/window replacement <br />• 2 Minor home repair/sidewalk <br />• 1 Minor home repair/sidewalk and roof <br />• 1 Minor home repair/seismic retrofit <br />• 1 Minor home repair/insulation <br />• 1 Exterior Paint <br />Priority: Assist low- and moderate -income first-time homebuyers. <br />♦ First -Time Homebuyer Program (FTHB) <br />During this past fiscal year, the City approved ten (10) loans under the FTHB down <br />payment/closing cost assistance program. The City outsources administration of the FTHB and <br />inclusionary housing/below market rate ownership (IH/BMR) programs to the non-profit Bay <br />Area Home Buyer Agency (BARBA). Of the ten (10) loans, seven (7) were for low-income and <br />three (3) for moderate -income first-time homebuyers. The City's FTHB Program is funded <br />solely with Redevelopment Housing Set -Aside Funds. <br />In FY 2010-2011, BAHBA conducted two (2) City -sponsored and free first-time homebuyer <br />education seminars. BAHBA awarded forty-three (43) Certificates of Completion to households <br />attending the seminars. Through BAHBA the City provided free one-on-one homebuyer <br />counseling to twenty-five (25) low to moderate income households, all of whom are San Leandro <br />residents and/or employed in the city. <br />Priority: Reduce housing discrimination. <br />♦ Eden Council for Hope and Opportunity Housing (ECHO Housing) <br />The City continued to contract with ECHO Housing, a regional non-profit fair housing agency, <br />to provide fair housing services using CDBG funds. ECHO Housing received fifteen (15) fair <br />housing inquiries. Through various methods ECHO Housing educates people about fair housing <br />laws, rights, and responsibilities. <br />