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d. The Recipient's insurance shall apply separately to each insured <br /> against whom claim is made or suit is brought, except with <br /> respect to the limits of the insurer's liability. <br /> 2. Workers' Compensation and Employers Liability Coverage. <br /> The insurer shall agree to waive all rights of subrogation against the <br /> • City, its officers, officials, employees and volunteers for losses arising <br /> from work performed by the Recipient for the City. <br /> 3. All Coverages. <br /> Each insurance policy required by this clause shall be endorsed to state <br /> that coverage shall not be suspended, voided, canceled by either party, <br /> reduced in coverage or in limits except after thirty (30) days' prior <br /> written notice by certified mail, return receipt requested, has been given <br /> to the City. <br /> (e) Acceptability of Insurers. Insurance is to be placed with insurers with a Bests' <br /> rating of no less than A:VII. <br /> (f) Verification of Coverage. Recipient shall furnish City with certificates of <br /> insurance and with original endorsements effecting coverage required by this <br /> clause. The certificates and endorsements for each insurance policy are to be <br /> signed by a person authorized by that insurer to bind coverage on its behalf. <br /> The certificates and endorsements are to be received and approved by the City <br /> before work commences. The City reserves the right to require complete, <br /> certified copies of all required insurance policies, at any time. <br /> (g) Subcontractors. Recipient shall include all subcontractors as insureds under its <br /> policies or shall furnish separate certificates and endorsements for each <br /> subcontractor. All coverages for subcontractors shall be subject to all of the <br /> requirements stated herein. <br /> (h) The Risk Manager of City may approve a variation in those insurance <br /> requirements upon a determination that the coverages, scope, limits and forms <br /> of such insurance are either not commercially available or that the City's <br /> interests are otherwise fully protected. <br /> (i) Fire Insurance. <br /> 1. Recipient shall and hereby agrees to maintain, at its own cost and <br /> expense, during the entire term of this Agreement a policy or policies of <br /> insurance against Toss or damage by fire with extended coverage <br /> endorsements covering all buildings and improvements placed or erected <br /> ambit D Page 3 of 5 <br /> 10/18/88 Rev.; 420189 Rev.;1 /10/90 Rev.; 4/16/90 Rev.; <br /> 121/92 Rev.; 8/10/92 Rev.; 427/93 Rev. <br />