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4.2.3 Additional requirements. Each of the following shall be included in the <br />insurance coverage or added as a certified endorsement to the policy: <br />The Insurance shall cover on an occurrence or an occurrence basis, and <br />not on a claims -made basis. <br />City, its officers, officials, employees, and volunteers are to be covered as <br />insureds as respects: liability arising out of work or operations performed <br />by or on behalf of the Contractor; or automobiles owned, leased, hired, or <br />borrowed by the Contractor <br />C. For any claims related to this Agreement or the work hereunder, the <br />Contractor's insurance covered shall be primary insurance as respects the <br />City, its officers, officials, employees, and volunteers. Any insurance or <br />self- insurance maintained by the City, its officers, officials, employees, or <br />volunteers shall be excess of the Contractor's insurance and shall not <br />contribute with it. <br />Each insurance policy required by this clause shall be endorsed to state <br />that coverage shall not be canceled by either party, except after 30 days' <br />prior written notice has been provided to the City. <br />4.3 Reserved <br />4.4 All Policies Requirements. <br />4.4.1 Acceptability of insurers. All insurance required by this section is to be placed <br />with insurers with a Bests' rating of no less than ANIL <br />4.4.2 Verification of coverage. Prior to beginning any work under this Agreement, <br />Contractor shall furnish City with complete copies of all policies delivered to <br />Contractor by the insurer, including complete copies of all endorsements attached <br />to those policies. All copies of policies and endorsements shall show the signature <br />of a person authorized by that insurer to bind coverage on its behalf. If the City <br />does not receive the required insurance documents prior to the Contractor <br />beginning work, it shall not waive the Contractor's obligation to provide them. The <br />City reserves the right to require complete copies of all required insurance policies <br />at any time. <br />4.4.3 Deductibles and Self- Insured Retentions. Contractor shall disclose to and <br />obtain the written approval of City for the self- insured retentions and deductibles <br />before beginning any of the services or work called for by any term of this <br />Agreement. At the option of the City, either: the insurer shall reduce or eliminate <br />such deductibles or self- insured retentions as respects the City, its officers, <br />employees, and volunteers; or the Contractor shall provide a financial guarantee <br />Non - Professional Services Agreement between June 15, 2012 <br />City of San Leandro and Chrisp Company Page 5 of 13 <br />989837 -1 <br />