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4.2.3 Additional requirements. Each of the following shall be included in the <br /> insurance coverage or added as a certified endorsement to the policy: <br /> a. The Insurance shall cover on an occurrence or an occurrence basis, and <br /> not on a claims -made basis. <br /> b. City, its officers, officials, employees, and volunteers are to be covered as <br /> insureds as respects: liability arising out of work or operations performed <br /> by or on behalf of the Contractor; or automobiles owned, leased, hired, or <br /> borrowed by the Contractor <br /> c. For any claims related to this Agreement or the work hereunder, the <br /> Contractor's insurance covered shall be primary insurance as respects the <br /> City, its officers, officials, employees, and volunteers. Any insurance or <br /> self - insurance maintained by the City, its officers, officials, employees, or <br /> volunteers shall be excess of the Contractor's insurance and shall not <br /> contribute with it. <br /> d. Each insurance policy required by this clause shall be endorsed to state <br /> that coverage shall not be canceled by either party, except after 30 days' <br /> prior written notice has been provided to the City. <br /> 4.3 Reserved <br /> 4.4 All Policies Requirements. <br /> 4.4.1 Acceptability of insurers. All insurance required by this section is to be placed <br /> with insurers with a Bests' rating of no less than A:VII. <br /> 4.4.2 Verification of coverage. Prior to beginning any work under this Agreement, <br /> Contractor shall fumish City with complete copies of all policies delivered to <br /> Contractor by the insurer, including complete copies of all endorsements attached <br /> to those policies. All copies of policies and endorsements shall show the signature <br /> of a person authorized by that insurer to bind coverage on its behalf. If the City <br /> does not receive the required insurance documents prior to the Contractor <br /> beginning work, it shall not waive the Contractor's obligation to provide them. The <br /> City reserves the right to require complete copies of all required insurance policies <br /> at any time. <br /> 4.4.3 Deductibles and Self- Insured Retentions. Contractor shall disclose to and <br /> obtain the written approval of City for the self- insured retentions and deductibles <br /> before beginning any of the services or work called for by any term of this <br /> Agreement. At the option of the City, either: the insurer shall reduce or eliminate <br /> such deductibles or self- insured retentions as respects the City, its officers, <br /> employees, and volunteers; or the Contractor shall provide a financial guarantee <br /> Non - Professional Services Agreement between June 15, 2012 <br /> City of San Leandro and Chrisp Company Page 5 of 13 <br /> 989837 -1 <br />