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No alterations, additions, or improvements shall be made without the prior written <br /> consent of the City. <br /> 14. HOLD HARMLESS AGREEMENT AND LIABILITY INSURANCE. <br /> It is an express condition of this lease that the City and its officers, agents, and <br /> employees shall be free from liability for any death or deaths of or any injury or injuries to any <br /> person or persons or damages to property of any kind whatsoever,whether the person or property of <br /> Lessee, its agents, or employees, sub-lessee, concessionaires, or licensees or third persons, from <br /> any cause or causes whatsoever while in or upon the Premises or any part thereof during the term <br /> of this lease or occasioned by any occupancy or use of the Premises or concessionaires, or <br /> licensees in connection therewith,and Lessee hereby covenants and agrees to indemnify and to save <br /> harmless the City and its officers, agents,volunteers and employees to the fullest extent <br /> permitted by law from all liability, charges, expenses (including legal fees), and costs on account <br /> of or by reason of any such death or deaths, injury or injuries, liabilities, claims, suits, or losses <br /> however occurring or damages growing out of same. <br /> 15. INSURANCE. <br /> Public Liability and Property Damage. <br /> The Lessee shall take out and maintain in the name of the Lessee and the City <br /> during the life of the lease such Public Liability Insurance as shall protect itself,the City, its <br /> officials, officers, directors, employees, volunteers and agents from claims which may arise from <br /> operations under the lease; whether such operations be by itself; by the City, its officials, officers, <br /> directors, employees,volunteers and agents;by any sub-lessee; or by anyone directly or indirectly <br /> employed by either of them. This liability insurance shall include, but shall not be limited to, <br /> protection against claims arising from bodily and personal injury and damage to property resulting <br /> from the Lessee's or City's operations, use of owned or non-owned automobiles,products, and <br /> completed operations. The amounts of insurance shall not be less than the following: <br /> Single limit coverage applying to bodily and personal injury liability and property <br /> damage: $1,000,000, and $2,000,000 general aggregate. <br /> The following endorsements must be attached to the certificate of insurance and <br /> policy: <br /> (1) If the insurance policy covers on an "accident"basis, it must be changed <br /> to "occurrence." <br /> (2) The policy must cover personal injury, as well as bodily injury. <br /> (3) The policy must cover complete contractual liability. Exclusions of <br /> contractual liability as to bodily injuries,personal injuries, and property damage must be eliminated <br /> Page 5 of 14 <br />