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(b) Minimum Limits of Insurance. Contractor shall maintain limits no less than: <br /> 1. General Liability: $1,000,000 combined single limit per occurrence for bodily <br /> injury,personal injury and property damage. If commercial General Liability <br /> Insurance or other form with a general aggregate limit is used, either the general <br /> aggregate limit shall apply separately to this project/location or the general <br /> aggregate limit shall be twice the required occurrence limit. <br /> 2. Automobile Liability: $1,000,000 combined single limit per accident for bodily <br /> injury and property damage. <br /> 3. Workers' Compensation and Employers Liability: Workers' Compensation <br /> limits as required by the Labor Code of the State of California and Employers <br /> Liability limits of$1,000,000 per accident. <br /> (c) Deductibles and Self-Insured Retentions. Any deductibles or self-insured retentions <br /> must be declared to and approved by the City. At the option of the City, either the <br /> insurer shall reduce or eliminate such deductibles or self-insured retentions as respects <br /> the City, its officers, officials and employees; or the Contractor shall procure a bond <br /> guaranteeing payment of losses and related investigations, claim administration and <br /> defense expenses. <br /> (d) Other Insurance Provisions. The policies are to contain, or be endorsed to contain, the <br /> following provisions: <br /> 1. General Liability and Automobile Liability Coverages. <br /> a. The City, its officers, officials, employees and volunteers are to be <br /> covered as insureds as respects: liability arising out of activities <br /> performed by or on behalf of the Contractor; products and completed <br /> operations of the Contractor,premises owned, occupied or used by the <br /> Contractor, or automobiles owned, leased,hired or borrowed by the <br /> Contractor. The coverage shall contain no special limitations on the <br /> scope of the protection afforded to the City, its officers, officials, <br /> employees or volunteers. <br /> b. The Contractor's insurance coverage shall be primary insurance for the <br /> Contractor as respects its services for the City, its officers, officials, <br /> employees and volunteers. Any insurance or self-insurance maintained <br /> by the City, its officers, officials, employees or volunteers shall be excess <br /> of the Contractor's insurance and shall not contribute with it. <br /> c. Any failure to comply with reporting provisions of the policies shall not <br /> affect coverage provided to the City, its officers, officials, employees or <br /> volunteers. <br /> Fiber Installation Nextlink Manor/Farnsworth Exhibit D <br /> Page 2 of 6 <br />