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• Require a minimum two year lease agreement with the landlord and/or property ownership; • Verify debt ratios using data provided by the applicant; • Verify income using data provided by the applicant; • Review business plan HOW DO YOU PLAN TO SUPPORT THE BORROWER, BOTH BEFORE AND AFTER THE LOAN IS DISBURSED? We encourage all new and existing business owners to utilize the services of the Alameda County Small Business Development Center (ACSBDC) at acsbdc.org. They offer long-term, in- depth, no cost counseling and seminars for existing businesses and certain start-ups. Also, the City offers the following business development financial incentives: • Commercial Façade Improvement The City of San Leandro maintains two programs aimed at commercial façade improvement: the Commercial Rehabilitation Program and the Awning Sign and Paint Program. • Broadband Connection Program The City of San Leandro provides matching funds (in the form of a forgivable loan) of up to $10,000 to reduce the cost of connecting a commercial or industrial building to broadband infrastructure. • Design Assistance The Design Assistance Program offers architectural and technical assistance to property owners and tenants of business located in the City of San Leandro. This amount, usually $3,000-$5,000, includes conceptual design drawings, color and material studies and cost estimates for the project. • Energy Efficiency Program To advance policy objectives related to business assistance and greenhouse gas emissions reductions, the City of San Leandro has initiated an Energy Efficiency Program to facilitate energy efficiency improvements at industrial facilities. The program offers matching funds up to $50,000, in the form of forgivable loans. • Site Location Assistance Our staff maintains the most current data on available properties and pertinent, site-specific permitting information. • Industrial Development Bonds Manufacturing firms may qualify for tax-exempt and other forms of Industrial Development Revenue Bond Financing through various state agencies and agencies affiliated with the City of San Leandro. Business Development staff can assist with application procedures and contracts. • Recycling Loan Fund If your business will divert, reduce or use waste from the local area waste stream, your project may be eligible for loans up to $125,000 from the Alameda County Recycling Board. • Low Cost of Doing Business The City's business license fee is calculated using a basic fee of $119.10, plus an additional low, per-employee fee. All businesses that are new to San Leandro, including start-ups and businesses re-locating from other areas, will be exempt from the tax through the end of 2014.