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City of San Leandro <br />Meeting Date: November 18, 2013 <br />Staff Report <br />Agenda Section:File Number:13-535 CONSENT CALENDAR <br />Agenda Number:8.). <br />TO:City Council <br />FROM:Chris Zapata <br />City Manager <br />BY:LaTanya Bellow <br />Human Resources Manager <br />FINANCE REVIEW:David Baum <br />Finance Director <br />TITLE:Staff Report for Resolution Authorizing the City of San Leandro to Join the <br />California State Association of Counties Excess Insurance Authority <br />(CSAC-EIA) Joint Powers Authority (JPA) <br />SUMMARY AND RECOMMENDATIONS <br />Staff recommends that the City Council adopt a resolution authorizing the City of San Leandro <br />to join the California State Association of Counties Excess Insurance Authority (CSAC-EIA) <br />Joint Powers Authority and delegate authority to the City Manager to act on the City’s behalf in <br />matters relating to the City and CSAC-EIA. <br />BACKGROUND <br />The CSAC Excess Insurance Authority is a member directed insurance risk sharing pool. <br />Since 1979, the CSAC-EIA has worked to reduce insurance costs for members so agencies <br />can have access to programs at lower rates. Participation in CSAC-EIA combines the <br />purchasing powers of organizations across California and leverages the size of the group to <br />provide flexible insurance options. <br />Currently, the City participates in a fully insured dental plan through MetLife. Upon staff’s <br />request, the City’s benefits broker, Alliant Insurance Services , obtained a quote for Delta <br />Dental, which is offered through the CSAC-EIA dental program. In comparison to MetLife, <br />Delta Dental’s quote offers reduced premiums to the City and a larger network of participating <br />dental providers. By pooling dental claims from 127 public agencies, the CSAC-EIA dental <br />program will provide stable dental rates and low administrative fees provided by Delta Dental. <br />Under the CSAC-EIA dental program, the City would maintain autonomy for managing the <br />dental benefits, plan design, rules and eligibility. Future dental rates paid by the City will be <br />determined by CSAC-EIA, but will be based on the City’s claim data and history. The City will <br />still maintain the ability to alter benefit plans in response to rate increases. <br />Page 1 City of San Leandro Printed on 11/12/2013