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diligence in taking any action to collect any sums owing under the Note or in proceedings against the <br />Security, in connection with the delivery, acceptance, performance, default, endorsement or guaranty <br />of this Deed of Trust. <br />ARTICLE VIII <br />MISCELLANEOUS <br />8.1 Amendments. This instrument cannot be waived, changed, discharged or terminated <br />orally, but only by an instrument in writing signed by Beneficiary and Trustor. <br />8.2 Reconveyancey Trustee. Upon written request of Beneficiary stating that all sums <br />secured hereby have been paid or forgiven, and upon surrender of this Deed of Trust to Trustee for <br />cancellation and retention, and upon payment by Trustor of Trustee's reasonable fees, Trustee shall <br />reconvey the Security to Trustor, or to the person or persons legally entitled thereto. <br />8.3 Notices. If at any time after the execution of this Deed of Trust it shall become <br />necessary or convenient for one of the parties hereto to serve any notice, demand or communication <br />upon the other party, such notice, demand or communication shall be in writing and shall be served <br />personally or by depositing the same in the registered United States mail, return receipt requested, <br />postage prepaid at the addresses specified below, as such may be modified pursuant to the Loan <br />Agreement. <br />TRUSTOR: Hello Housing <br />1242 Market Street, 3rd Floor <br />San Francisco, CA 94102 <br />Attention: Executive Director <br />BENEFICIARY: City of San Leandro <br />835 East 14th Street <br />San Leandro, CA 94577 <br />Attention: City Manager <br />Any notice, demand or communication shall be deemed given, received, made or <br />communicated on the date personal delivery is effected or, if mailed in the manner herein specified, <br />on the delivery date or date delivery is refused by the addressee, as shown on the return receipt. <br />Either parry may change its address at any time by giving written notice of such change to <br />Beneficiary or Trustor as the case may be, in the manner provided herein, at least ten (10) days prior <br />to the date such change is desired to be effective. <br />8.4 Successors and Joint Trustors. Where an obligation is created herein binding upon <br />Trustor, the obligation shall also apply to and bind any transferee or successors in interest. Where <br />the terms of the Deed of Trust have the effect of creating an obligation of the Trustor and a <br />transferee, such obligation shall be deemed to be a joint and several obligation of the Trustor and <br />such transferee. Where Trustor is more than one entity or person, all obligations of Trustor shall be <br />deemed to be a joint and several obligation of each and every entity and person comprising Trustor. <br />2220130.1 Page 35 <br />