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d. A copy of the claim reporting requirements must be submitted to the City <br /> for review prior to the commencement of any work under this Agreement. <br /> 4.4 All Policies Requirements. <br /> 4.4.1 Acceptability of insurers. All insurance required by this section is to be placed <br /> with insurers with a Bests' rating of no less than A:VII. <br /> 4.4.2 Verification of coverage. Prior to beginning any work under this Agreement, <br /> • Consultant shall furnish City with complete and legible copies of certificates of <br /> insurance evidencing all policies delivered to Consultant by the insurer, including <br /> complete copies of all endorsements attached to those policies. All copies of <br /> certificates of insurance and endorsements shall show the signature of a person <br /> authorized by that insurer to bind coverage on its behalf. If the City does not <br /> receive the required insurance certificates prior to the Consultant beginning work, <br /> it shall not waive the Consultant's obligation to provide them. The City reserves <br /> the right to require complete copies of all required insurance policies and <br /> • endorsements at any time. <br /> • <br /> 4.4.3 Deductibles and Self-Insured Retentions. Consultant shall disclose to and <br /> • obtain the written approval of City for the self-insured retentions and deductibles <br /> before beginning any of the services or work called for by any term of this <br /> Agreement. At the option of the City, either: the insurer shall reduce or eliminate <br /> • such deductibles or self-insured retentions as respects the City, its officers, <br /> employees, and volunteers; or the Consultant shall provide a financial guarantee <br /> • <br /> satisfactory to the City guaranteeing payment of losses and related investigations, <br /> claim administration and defense expenses. <br /> 4.4.4 Wasting Policies. No policy required by this Section 4 shall include a°wasting° <br /> policy limit (i.e. limit that is eroded by the cost of defense). <br /> 4.4.5 Waiver of Subrogation. Consultant hereby agrees to waive subrogation which <br /> any insurer or contractor may require from vendor by virtue of the payment of any <br /> loss. Consultant agrees to obtain any endorsements that may be necessary to <br /> affect this waiver of subrogation. <br /> The Workers'Compensation policy shall be endorsed with a waiver of subrogation <br /> in favor of the entity for all work performed by the consultant,its employees, <br /> agents, and subcontractors. <br /> 4.4.6 Subcontractors. Consultant shall include all subcontractors as insureds under its <br /> policies or shall furnish separate certificates and endorsements for each <br /> subcontractor. All coverages for subcontractors shall be subject to all of the <br /> requirements stated herein. <br /> Consulting Services Agreement between East San Leandro Bikeway Design Project <br /> City of San Leandro and Aliquot Associates Page 6 of 14 <br /> Project No. 120-28-189 <br />