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Action Plan-FY1999 <br /> City of San Leandro <br /> Page 9 <br /> GEOGRAPHIC DISTRIBUTION <br /> Funding for the activities described will be made available and distributed throughout the City to <br /> eligible individuals and households, unless funds are targeted to specific areas such as the <br /> identified "exception areas" within the City. All activities shown in the Proposed Project Table <br /> are intended to serve eligible households and individuals within the City limits of San Leandro. <br /> Certain programs such as housing rehabilitation and the Mortgage Credit Certificate program, are <br /> not identified with a specific geographic locale, but based on eligibility of the household. Other <br /> programs, such as the Facade Renovation Program, are targeted within the City's redevelopment <br /> areas. <br /> ACTIVITY LOCATIONS <br /> For many programs using CDBG funds, such as residential or business rehabilitation, the exact <br /> location of the activity is not determined prior to funding the program as a whole. Pursuant to <br /> the Final Rule for the CDBG Program, the Action Plan must identify who may apply for <br /> assistance, the process by which the grantee will select those to receive assistance, and how much <br /> and under what terms the assistance will be given. <br /> Alameda County HCD administers a Rehabilitation Program using CDBG funds for various <br /> jurisdictions in the HOME Consortium, although the level of rehabilitation services varies among <br /> cities. The goal of the program is to conserve, preserve, and improve the housing and <br /> neighborhoods of low and moderate income people living in the County. To that end, the <br /> program provides grants or low interest loans to qualifying properties and owners to provide a <br /> variety of rehabilitation services, such as rental housing rehabilitation, minor and major home <br /> repairs, mobile home repairs, exterior paint or clean-up assistance, seismic retrofitting, and <br /> accessibility repairs. <br /> The owner rehabilitation program is targeted to owner-occupant households who qualify as low <br /> income by earning less than 80 percent of the PMSA median income. Depending on the level and <br /> cost of rehabilitation, grants or low- or no-interest loans are offered. For the owner programs, <br /> income, the applicant's address, and the type and extent of rehabilitation work are checked to <br /> determine the applicant's eligibility, the type of financing, and whether the rehabilitation program <br /> is offered in the applicant's jurisdiction. <br /> The rental rehabilitation program is available to those properties in which at least 51 percent of <br /> the units are occupied by low and very low income households, or in which 51 percent of the units <br /> will be rent-restricted through a rental agreement to qualified low income households after <br /> rehabilitation. This program provides below market interest rate loans to property owners to <br /> complete the rehabilitation. Tenants' incomes are verified to determine whether at least half of <br />