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5 <br />of state and local building codes and regulations, and all applicable statutes and regulations <br />relating to accessibility for the disabled. <br />4.5 INSURANCE. Borrower shall maintain and keep in force at Borrower’s expense, <br />insurance coverage with respect to the Propertyin accordance with the requirements set forth in <br />Exhibit Dattached hereto and incorporated herein. <br />4.6 FACILITIES. Borrower shall keep the Property and any improvementsthereon, <br />and the personal property used in Borrower’s operations,in good repair and condition, and from <br />time to time make necessary repairs, renewals and replacements thereto so that the Property and <br />improvements shall be preserved and maintained. <br />4.7 INDEMNIFICATION. Borrower shall indemnify, defend (with counsel approved <br />byLender), and hold harmless Lender and its officers, agents, employees, consultants and <br />contractors (collectively,the Indemnitees"), from and against, and shall pay on demand, any and <br />all losses, liabilities, damages, costs, claims, demands, penalties, deficiencies, fines, orders, <br />judgments, actions, suits, judicial or administrative proceedings,injunctive or other relief, <br />expenses and charges (including attorneys’ fees and court costs) (collectively “Claims”) arising <br />directly or indirectly in any manner in connection with or as a result of (a) any breach of <br />Borrower’s covenants under the Loan Documents, (b) any failure of Borrower’s representations <br />and warranties to be true and correct in all material respects when made, (c) injury or death to <br />persons or damage to property or other loss occurring on the Property, whether caused by the <br />negligence or any other act or omission of Borrower or any other person or by negligent, faulty, <br />inadequate or defective design, building, construction or maintenance or any other condition or <br />otherwise, or (d) any claim, demand or cause of action, or any action or other proceeding, <br />whether meritorious or not, brought or asserted against any Indemnitee which relates to or arises <br />out of the Property, the improvements thereon,the Loan, the Loan Documents, or any transaction <br />contemplated thereby, or any failure of Borrower to comply with all applicable state, federal and <br />local laws and regulations in connection with the Property, provided that no Indemnitee shall be <br />entitled to indemnification under this Section for matters caused by such Indemnitee's gross <br />negligence orwillfulmisconduct. The obligations of Borrower under this Section shall survive <br />the expiration or termination of this Agreementand the making and repayment of the Loan. <br />4.8 TAXES AND OTHER LIABILITIES. Borrower shall pay and discharge when <br />due any and all indebtedness, obligations, assessments, taxes, including federal and state payroll <br />and income taxes which are the obligations of Borrower in relation to the Propertyexcept those <br />that Borrower may in good faith contest or as to which a bona fide dispute may arise, provided <br />provision is made to the satisfaction of Lenderfor eventual payment thereof in the event that it is <br />found that the same is an obligation of Borrower. <br />ARTICLE V <br />EVENTS OF DEFAULT