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13. Governing Law. This Note shall be construed in accordance with and be governed by the <br /> laws of the State of California. <br /> 14. Severability. If any provision of this Note shall be invalid, illegal or unenforceable, the <br /> validity, legality and enforceability of the remaining provisions hereof shall not in any way be <br /> affected or impaired thereby. <br /> [SIGNATURE ON FOLLOWING PAGE] <br /> 4 <br /> 144\221\1488736.2 <br />