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<br />6.0 INSURANCE REQUIREMENTS <br /> <br />6.1 Insurance. Before beginning any work under this Agreement, Consultant, at its own cost and <br />expense, shall procure "occurrence coverage" insurance against claims for injuries to persons or damages to <br />property that may arise from or in connection with the performance of the work hereunder by Consultant and its <br />agents, representatives, employees, and subcontractors. Consultant shall provide proof satisfactory to City of such <br />insurance that meets the requirements of this section and under forms of insurance satisfactory in all respects to <br />City, and that such insurance is in effect prior to beginning work for City. Consultant shall maintain the insurance <br />policies required by this section throughout the term of this Agreement. The cost of such insurance shall be <br />included in Consultant’s bid. Consultant shall not allow any subcontractor to commence work on any subcontract <br />until Consultant has obtained all insurance required herein for the subcontractor(s) and provided evidence thereof to <br />City. VERIFICATION OF THE REQUIRED INSURANCE SHALL BE SUBMITTED AND MADE PART OF THIS <br />AGREEMENT PRIOR TO EXECUTION. Verification of the required insurance shall be submitted and made part of <br />this Agreement prior to execution. Consultant shall maintain all required insurance listed herein for the duration of <br />this Agreement. <br /> <br />6.2 Workers’ Compensation. Consultant shall, at its sole cost and expense, maintain Statutory <br />Workers’ Compensation Insurance and Employer’s Liability Insurance for any and all persons employed directly or <br />indirectly by Consultant. The Statutory Workers’ Compensation Insurance and Employer’s Liability Insurance shall <br />be provided with limits of not less than ONE MILLION AND NO/100 DOLLARS ($1,000,000.00) per accident. In the <br />alternative, Consultant may rely on a self-insurance program to meet those requirements, but only if the program of <br />self-insurance complies fully with the provisions of the California Labor Code. Determination of whether a self- <br />insurance program meets the standards of the California Labor Code shall be solely in the discretion of Contract <br />Officer. The insurer, if insurance is provided, or Consultant, if a program of self-insurance is provided, shall waive all <br />rights of subrogation against City and its officers, officials, employees, and volunteers for loss arising from work <br />performed under this Agreement. <br /> <br /> An endorsement shall state that coverage shall not be suspended, voided, canceled by either party, reduced <br />in coverage or in limits, except after thirty (30) days' prior written notice by certified mail, return receipt requested, <br />has been given to City. <br /> <br />6.3 Commercial General and Automobile Liability Insurance. <br /> <br />a. General requirements. Consultant, at its own cost and expense, shall maintain commercial <br />general and automobile liability insurance for the term of this Agreement in an amount not less than ONE MILLION <br />AND NO/100 DOLLARS ($1,000,000.00) per occurrence, combined single limit coverage for risks associated with <br />the work contemplated by this Agreement. If a Commercial General Liability Insurance or an Automobile Liability <br />form or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to <br />the work to be performed under this Agreement or the general aggregate limit shall be at least twice the required <br />occurrence limit. Such coverage shall include but shall not be limited to, protection against claims arising from <br />bodily and personal injury, including death resulting therefrom, and damage to property resulting from activities <br />contemplated under this Agreement, including the use of owned and non-owned automobiles. <br /> <br /> b. Minimum scope of coverage. Commercial general coverage shall be at least as broad as <br />Insurance Services Office Commercial General Liability occurrence form CG 0001 (ed. 11/88) or Insurance Services <br />Office form number GL 0002 (ed. 1/73) covering comprehensive General Liability and Insurance Services Office <br />form number GL 0404 covering Broad Form Comprehensive General Liability. Automobile coverage shall be at <br />least as broad as Insurance Services Office Automobile Liability form CA 0001 (ed. 12/90) Code 1 (“any auto”). No <br />endorsement shall be attached limiting the coverage. <br /> <br />c. Additional requirements. Each of the following shall be included in the insurance coverage <br />or added as an endorsement to the policy: <br /> <br />(1) City and its officers, employees, agents, and volunteers shall be covered as insureds <br />with respect to each of the following: liability arising out of activities performed by or on behalf of Consultant,