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CITY OF SAN LEANDRO <br />NOTES TO BASIC FINANCIAL STATEMENTS <br />For The Year Ended June 30, 2015 <br /> <br /> <br />NOTE 2 - CASH AND INVESTMENTS (Continued) <br /> <br />B. Investments <br />Under the provisions of the City’s investment policy, and in accordance with California Government <br />Code, the City’s Cash and investments as of June 30, 2015, are classified as follows: <br /> <br />Statement of net position: <br />Cash and Investments 87,084,960$ <br />Cash and Investments held by trustee 4,195,982 <br />Fiduciary Funds: <br />Cash and Investments 5,011,554 <br />Cash with fiscal agents 5,695,111 <br />Total cash and investments 101,987,607$ <br />Cash and investments as of June 30, 2015, are classified as follows: <br />Deposits with financial institutions 4,785,983$ <br />Investments 97,201,624 <br />Total cash and investments 101,987,607$ <br />Interest Rate Risk <br /> <br />Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an <br />investment. Generally, the longer the maturity of an investment, there is a greater sensitivity of its fair <br />value to changes in market interest rates. One of the ways that the City manages its exposure to interest <br />rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash <br />flow from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over <br />time as necessary to provide cash flow and liquidity needed for operations. <br /> <br />In accordance with the Policy, the City manages its exposure to declines in fair values by limiting the <br />weighted average maturity of its investment portfolio to 5 years or less. The City is in compliance with <br />this provision of the Policy. <br /> <br />Information about the sensitivity of the fair values of the City’s Investments to market interest rate <br />fluctuations is provided by the following table that shows the distribution of the City’s investment by <br />maturity: <br /> <br />Investment Type Fair Value <br /> 12 Months or <br />Less 13 to 24 Months 25 to 60 Months <br />18,140,147$ 6,835,490$ 4,347,283$ 6,957,374$ <br />Money Market Fund 953,667 953,667 <br />U.S. Treasury Notes 10,802,784 2,349,015 3,139,430 5,314,339 <br />Local Agency Investment Fund (LAIF)50,883,632 50,883,632 <br />Medium-Term Notes 9,899,764 1,887,501 3,331,296 4,680,967 <br />Held by fiscal agent: <br /> U.S. Treasury Money Market Funds 6,521,630 6,521,630 <br />Total 97,201,624$ 69,430,935$ 10,818,009$ 16,952,680$ <br />Federal agency securities <br /> <br />50