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designated space in the closets/storage enclosures shown on <br />the plans for the Project, and kept out of public view, <br />except as necessary to place them on the curbside on the <br />day(s) the containers are picked up and/or emptied for <br />disposal. <br />E. There shall be no parking or storage of boats, trailers, <br />camper tops, inoperable vehicles and the like outside the <br />buildings within the Project. In addition, the garages <br />shall not be used for storage, converted to living area, or <br />any other use that would obstruct the garage or prevent its <br />use for vehicle parking. Furthermore, there shall be no <br />outside storage permitted in the rear private yard areas, <br />with the exception that the rear yards may be furnished <br />with plants and patio furniture. <br />Damage Liability <br />Section 5.03. Each Owner shall be liable to the Association for <br />all damage to the Project Easement Area or other Association <br />property that is sustained by reason of the negligence or <br />willful misconduct of that Owner or his or her family, guests, <br />employees, tenants, and invitees, to the extent that the damage <br />is not covered by the casualty insurance, if any, obtained and <br />maintained by the Association pursuant to this Declaration. Each <br />Owner, by accepting his or her deed, agrees to provide insurance <br />to the extent required by this Declaration. <br />Exemption <br />Section 5.04. Declarant shall be exempt from the restrictions of <br />Section 5.01 to the extent necessary to complete any <br />construction work, sales activities, or additions to or <br />affecting the Project. This exemption includes, but is not <br />limited to, maintaining Lots as models, placing advertising <br />signs on the Property, and generally using Project lots and the <br />Project Easement Area to carry on construction activity. <br />Equitable Servitudes <br />Section 5.05. The covenants and restrictions set forth in this <br />Declaration shall be enforceable equitable servitudes and shall <br />inure to the benefit of and bind all Owners. These servitudes <br />may be enforced by any Owner or by the Association or by both. <br />ARTICLE VI. INSURANCE <br />Fire and Casualty Insurance <br />Section 6.01. The Association may, in its discretion, obtain and <br />maintain a policy or policies of fire and casualty insurance <br />with an extended coverage endorsement for the full insurable <br />replacement value of the improvements on the Project Easement <br />13 <br />