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Section 4. INSURANCE REQUIREMENTS. Before fully executing this Agreement, Consultant, at its own <br />cost and expense, unless otherwise specified below, shall procure the types and amounts of insurance listed below <br />against claims for injuries to persons or damages to property that may arise from or in connection with the <br />performance of the work hereunder by the Consultant and its agents, representatives, employees, and <br />subcontractors. Consistent with the following provisions, Consultant shall provide proof satisfactory to City of such <br />insurance that meets the requirements of this section and under forms of insurance satisfactory in all respects, and <br />that such insurance is in effect prior to beginning work to the City. Consultant shall maintain the insurance policies <br />required by this section throughout the term of this Agreement. The cost of such insurance shall be included in the <br />Consultant's bid. Consultant shall not allow any subcontractor to commence work on any subcontract until <br />Consultant has obtained all insurance required herein for the subcontractor(s) and provided evidence that such <br />insurance is in effect to City. VERIFICATION OF THE REQUIRED INSURANCE SHALL BE SUBMITTED AND <br />MADE PART OF THIS AGREEMENT PRIOR TO EXECUTION. Consultant shall maintain all required insurance <br />listed herein for the duration of this Agreement. <br /> <br />4.1 Workers’ Compensation. <br />4.1.1 General Requirements. Consultant shall, at its sole cost and expense, maintain <br />Statutory Workers’ Compensation Insurance and Employer’s Liability Insurance for any <br />and all persons employed directly or indirectly by Consultant. The Statutory Workers’ <br />Compensation Insurance and Employer’s Liability Insurance shall be provided with limits <br />of not less than $1,000,000 per accident. In the alternative, Consultant may rely on a self- <br />insurance program to meet those requirements, but only if the program of self-insurance <br />complies fully with the provisions of the California Labor Code. Determination of whether <br />a self-insurance program meets the standards of the California Labor Code shall be solely <br />in the discretion of the Contract Administrator. <br />The Workers’ Compensation policy shall be endorsed with a waiver of subrogation in <br />favor of the entity for all work performed by the Consultant, its employees, agendas, and <br />subcontractors. <br />4.1.2 Submittal Requirements. To comply with Subsection 4.1, Consultant shall submit the <br />following: <br />a. Certificate of Liability Insurance in the amounts specified in the section; <br />and <br /> <br />b. Waiver of Subrogation Endorsement as required by the section. <br />4.2 Commercial General and Automobile Liability Insurance. <br />4.2.1 General Requirements. Consultant, at its own cost and expense, shall maintain <br />commercial general liability insurance for the term of this Agreement in an amount not <br />less than $1,000,000 and automobile liability insurance for the term of this Agreement in <br />an amount not less than $1,000,000 per occurrence, combined single limit coverage for <br />risks associated with the work contemplated by this Agreement. If a Commercial General