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HISCOX INSURANCE COMPANY INC. <br />Endorsement 3 <br />NAMED INSURED: AHG Architectural Services / <br />E5102.1 California Amendatory Endorsement <br />"To <br />H I SCOX <br />Page 3of3 <br />(60) days, but not more than one hundred twenty (120) days before the end of the <br />Policy Period. <br />We will mail the notice of nonrenewal to the Named Insured at the last mailing <br />address known Us. If the notice of nonrenewal is mailed, proof of mailing will be <br />sufficient proof of notice. <br />B. We are not required to send notice of nonrenewal in the following situations: <br />(a) K the transfer or renewal of a policy, without any changes in terms, conditions or <br />rates, is between Us and a member of Our insurance group. <br />(b) If the policy has been extended for 90 days or less, provided that notice has been <br />given in accordance with paragraph A above. <br />(c) If the Named Insured has obtained replacement coverage, or if the Named <br />Insured has agreed, in writing, within 60 days of the termination of the Policy, to <br />obtain that coverage. <br />(d) If the Policy is for a period of no more than 60 days and the Named Insured is <br />notified at the time of issuance that it will not be renewed. <br />(e) If the Named Insured requests a change in the terms or conditions or risks <br />covered by the Policy within 60 days of the end of the Policy Period. <br />(f) If We made a written offer to the Named Insured, in accordance with the <br />timeframes shown in paragraph A above, to renew the Policy under changed <br />terms or conditions or at an increased premium rate, when the increase exceeds <br />25%. <br />2. Section VII. DEFINITIONS, Paragraph E Damages, is modified to the extent necessary to provide <br />the following: <br />Punitive and exemplary damages shall not be insurable in cases where California law governs <br />the Claim. <br />3. The Policy is amended by adding the following Clause at the end thereof: <br />Policy Conflicts <br />To the extent any tern or condition contained in the Policy or any Endorsement attached thereto <br />conflicts with any term or condition contained in this or any other State Amendatory Endorsement <br />attached to the Policy, such terms and conditions most favorable to the Insured shall apply. <br />All other terms and conditions remain unchanged. <br />