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that may lawfully be paid in installments over a period of years, Lessee shall be obligated to pay <br />only such installments as accrue during the Lease Term. Lessee shall not be required to pay any <br />federal, state or local income, inheritance, estate, succession, transfer, gift, franchise, gross <br />receipts, profit, excess profit, capital stock, corporate, or similar tax payable by Lessor, its <br />successors or assigns, unless such tax is made in lieu of or as a substitute for any tax, assessment <br />or charge which is the obligation of Lessee under this Section. <br /> Section 7.02. Insurance. Lessee shall during the Lease Term maintain or cause to be <br />maintained (a) casualty insurance naming Lessor and its assigns as loss payee and additional <br />insured and insuring the Equipment against loss or damage by fire and all other risks covered by <br />the standard extended coverage endorsement then in use in the State, and any other risks <br />reasonably required by Lessor, in an amount at least equal to the greater of (i) the then applicable <br />Prepayment Price of the Equipment or (ii) the replacement cost of the Equipment; (b) liability <br />insurance naming Lessor and its assigns as additional insured that protects Lessor from liability <br />with limits of at least $1,000,000 per occurrence/$3,000,000 in the aggregate for bodily injury <br />and property damage coverage, and excess liability umbrella coverage of at least $5,000,000, and <br />in all events in form and amount satisfactory to Lessor; and (c) worker’s compensation coverage <br />as required by the laws of the State; provided that, with Lessor’s prior written consent, Lessee <br />may self-insure against the risks described in clauses (a) and/or (b). In the event Lessee is <br />permitted, at Lessor’s sole discretion, to self-insure as provided in this Section, Lessee shall <br />provide to Lessor a self-insurance letter in substantially the form attached hereto as Exhibit F. <br />Lessee shall furnish to Lessor evidence of such insurance or self-insurance coverage throughout <br />the Lease Term. Lessee shall not cancel or modify such insurance or self-insurance coverage in <br />any way that would affect the interests of Lessor without first giving written notice thereof to <br />Lessor at least 30 days in advance of such cancellation or modification. <br /> Section 7.03. Risk of Loss. Whether or not covered by insurance or self-insurance, Lessee <br />hereby assumes all risk of loss of, or damage to and liability related to injury or damage to any <br />persons or property arising from the Equipment from any cause whatsoever, and no such loss of <br />or damage to or liability arising from the Equipment shall relieve Lessee of the obligation to <br />make the Rental Payments or to perform any other obligation under this Agreement. Whether or <br />not covered by insurance or self-insurance, Lessee hereby agrees to reimburse Lessor (to the <br />fullest extent permitted by applicable law, but only from legally available funds for any and all <br />liabilities, obligations, losses, costs, claims, taxes or damages suffered or incurred by Lessor, <br />regardless of the cause thereof and all expenses incurred in connection therewith (including, <br />without limitation, counsel fees and expenses, and penalties connected therewith imposed on <br />interest received) arising out of or as a result of (a) entering into of this Agreement or any of the <br />transactions contemplated hereby (except to the extent caused by Lessor’s own gross negligence <br />or willful misconduct), (b) the ordering, acquisition, ownership use, operation, condition, <br />purchase, delivery, acceptance, rejection, storage or return of any item of the Equipment, (c) any <br />accident in connection with the operation, use, condition, possession, storage or return of any <br />item of the Equipment resulting in damage to property or injury to or death to any person, and/or <br />(d) the breach of any covenant of Lessee under or in connection with this Agreement or any <br />material misrepresentation provided by Lessee under or in connection with this Agreement. The <br />provisions of this paragraph shall continue in full force and effect notwithstanding the full <br />170