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4.4.3 Deductibles and Self-Insured Retentions. Consultant shall disclose to and obtain the <br /> written approval of City for the self-insured retentions and deductibles before beginning <br /> any of the services or work called for by any term of this Agreement. At the option of the <br /> City, either: the insurer shall reduce or eliminate such deductibles or self-insured retentions <br /> as respects the City, its officers, employees, and volunteers; or the Consultant shall <br /> provide a financial guarantee satisfactory to the City guaranteeing payment of losses and <br /> related investigations, claim administration and defense expenses. <br /> 4.4.4 Wasting Policies. No policy required by this Section 4 shall include a "wasting" policy <br /> limit(i.e. limit that is eroded by the cost of defense). <br /> 4.4.5 Endorsement Requirements. Each insurance policy required by Section 4 shall be <br /> endorsed to state that coverage shall not be canceled by either party, except after 30 days' <br /> prior written notice has been provided to the City. <br /> 4.4.6 Subconsultants. Consultant shall include all subconsultants as insureds under its <br /> policies or shall furnish separate certificates and certified endorsements for each <br /> subconsultant. All coverages for subconsultants shall be subject to all of the requirements <br /> stated herein. <br /> 4.5 Remedies. In addition to any other remedies City may have if Consultant fails to provide or <br /> maintain any insurance policies or policy endorsements to the extent and within the time herein <br /> required, City may, at its sole option exercise any of the following remedies, which are alternatives <br /> to other remedies City may have and are not the exclusive remedy for Consultant's breach: <br /> • Obtain such insurance and deduct and retain the amount of the premiums for such insurance <br /> from any sums due under the Agreement; <br /> • Order Consultant to stop work under this Agreement or withhold any payment that becomes <br /> due to Consultant hereunder, or both stop work and withhold any payment, until Consultant <br /> demonstrates compliance with the requirements hereof; and/or <br /> • Terminate this Agreement. <br /> Section 5 INDEMNIFICATION AND CONSULTANTS'S RESPONSIBILITIES. Consultant shall indemnify, <br /> defend with counsel acceptable to City, and hold harmless City and its officers, officials, employees, agents and <br /> volunteers from and against any and all liability, loss, damage, claims, expenses, and costs (including without <br /> limitation, attorney's fees and costs and fees of litigation) (collectively, "Liability") of every nature arising out of or in <br /> connection with Consultant's performance of the Services or its failure to comply with any of its obligations <br /> contained in this Agreement, except such Liability caused by the sole negligence or willful misconduct of City. <br /> The Consultant's obligation to defend and indemnify shall not be excused because of the Consultant's inability to <br /> evaluate Liability or because the Consultant evaluates Liability and determines that, the Consultant is not liable to <br /> the claimant. The Consultant must respond within 30 days, to the tender of any claim for defense and indemnity by <br /> the City, unless this time has been extended by the City. If the Consultant fails to accept or reject a tender of <br /> defense and indemnity within 30 days, in addition to any other remedy authorized by law, so much of the money <br /> Consulting Services Agreement between January 17, 2017 <br /> City of San Leandro and SmartWAVE Technologies Page 7 of 16 <br />