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4.5 All Policies Requirements. <br /> 4.5.1 Acceptability of Insurers. All insurance required by this section is to be placed <br /> with insurers with a Bests' rating of no less than A:VII. <br /> 4.5.2 Reserved. <br /> 4.5.3 Deductibles and Self-Insured Retentions. Consultant shall disclose to the City <br /> the self-insured retentions and deductibles before beginning any of the services or <br /> work called for by any term of this Agreement. <br /> 4.5.4 Wasting Policies. No occurrence made policy required by this Section 4 shall <br /> include a"wasting" policy limit(i.e. limit that is eroded by the cost of defense). This <br /> Section 4.5.4 does not apply to any claims made professional liability policy. <br /> 4.5.5 Cancellation Requirements. Consultant shall provide that,for each insurance <br /> policy required by Section 4, coverage shall not be canceled by either party, <br /> except after prior written notice has been provided to the City. <br /> 4.4.6 Subcontractors. Consultant shall include all subcontractors as insureds under its <br /> policies or shall furnish separate certificates and endorsements for each <br /> subcontractor. All coverages for subcontractors shall be subject to all of the <br /> requirements stated herein. <br /> 4.6 Remedies. In addition to any other remedies City may have if Consultant fails to provide <br /> or maintain any insurance policies or policy endorsements to the extent and within the time <br /> herein required, City may, at its sole option exercise any of the following remedies, which <br /> are alternatives to other remedies City may have and are not the exclusive remedy for <br /> Consultant's breach: <br /> ® Obtain such insurance and deduct and retain the amount of the premiums for such <br /> insurance from any sums due under the Agreement; <br /> ■ Order Consultant to stop work under this Agreement or withhold any payment that <br /> becomes due to Consultant hereunder, or both stop work and withhold any payment, <br /> until Consultant demonstrates compliance with the requirements hereof; and/or <br /> ■ Terminate this Agreement. <br /> Section 5. INDEMNIFICATION AND CONSULTANT'S RESPONSIBILITIES. Refer to the attached <br /> Exhibit C, which is incorporated herein and made a part of this Agreement. <br /> Section 6. STATUS OF CONSULTANT. <br /> 6.1 Independent Contractor. At all times during the term of this Agreement, Consultant shall <br /> be an independent contractor and shall not be an employee of City. City shall have the <br /> Consulting Services Agreement between City of San Leandro and GHD Services, Inc. <br /> March 6, 2017 Page 8 of 15 <br />