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incurring any direct expense, including but not limited to computer, long-distance telephone or other <br /> communication charges, vehicles, and reproduction facilities. <br /> Section 4. INSURANCE REQUIREMENTS. Before beginning any work under this Agreement, <br /> Consultant, at its own cost and expense, unless otherwise specified below, shall procure the types and <br /> amounts of insurance listed below against claims for injuries to persons or damages to property that may <br /> arise from or in connection with the performance of the work hereunder by the Consultant and its agents, <br /> representatives, employees, and subcontractors. Consistent with the following provisions, Consultant shall <br /> provide proof satisfactory to City of such insurance that meets the requirements of this section and under <br /> forms of insurance satisfactory in all respects, and that such insurance is in effect prior to beginning work to <br /> the City. Consultant shall maintain the insurance policies required by this section throughout the term of this <br /> Agreement. The cost of such insurance shall be included in the Consultant's bid. Consultant shall not allow <br /> any subcontractor to commence work on any subcontract until Consultant has obtained all insurance required <br /> herein for the subcontractor(s)and provided evidence that such insurance is in effect to City. VERIFICATION <br /> OF THE REQUIRED INSURANCE SHALL BE SUBMITTED AND MADE PART OF THIS AGREEMENT <br /> PRIOR TO EXECUTION. Consultant shall maintain all required insurance listed herein for the duration of <br /> this Agreement. <br /> 4.1 Workers'Compensation. Consultant shall,at its sole cost and expense,maintain Statutory <br /> Workers' Compensation Insurance and Employer's Liability Insurance for any and all <br /> persons employed directly or indirectly by Consultant. The Statutory Workers' <br /> Compensation Insurance and Employer's Liability Insurance shall be provided with limits of <br /> not less than One Million Dollars ($1,000,000) per accident. In the alternative, Consultant <br /> may rely on a self-insurance program to meet those requirements, but only if the program of <br /> self-insurance complies fully with the provisions of the California Labor Code. Determination <br /> of whether a self-insurance program meets the standards of the California Labor Code shall <br /> be solely in the discretion of the Contract Administrator. <br /> The Workers' Compensation policy shall be endorsed with a waiver of subrogation in favor <br /> of the entity for all work performed by the Consultant, its employees, agendas, and <br /> subcontractors. <br /> 4.1.2 Submittal Requirements. To comply with Subsection 4.1, Consultant shall <br /> submit the following: <br /> a. Certificate of Liability Insurance in the amounts specified in the section; and <br /> b. Waiver of Subrogation Endorsement as required by the section. <br /> 4.2 Commercial General and Automobile Liability Insurance. <br /> 4.2.1 General Requirements. Consultant, at its own cost and expense, shall maintain <br /> commercial general liability insurance for the term of this Agreement in an amount <br /> not less than One Million Dollars ($1,000,000) and automobile liability insurance for <br /> the term of this Agreement in an amount not less than One Million Dollars <br /> ($1,000,000) per occurrence, combined single limit coverage for risks associated <br /> Consulting Services Agreement between City of San Leandro and Last revised July 1,2017 <br /> ECHO Housing for Rental Housing Counseling Page 4 of 14 <br />