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certified endorsements shall show the signature of a person authorized by that <br /> insurer to bind coverage on its behalf. If the City does not receive the required <br /> insurance documents prior to the Consultant beginning work, it shall not waive the <br /> Consultant's obligation to provide them. The City reserves the right to require <br /> complete copies of all required insurance policies at any time. <br /> 4.4.3 Deductibles and Self-Insured Retentions. Consultant shall disclose to and obtain <br /> the written approval of City for the self-insured retentions and deductibles before <br /> beginning any of the services or work called for by any term of this Agreement. At <br /> the option of the City, either: the insurer shall reduce or eliminate such deductibles <br /> or self-insured retentions as respects the City, its officers, employees, and <br /> volunteers; or the Consultant shall provide a financial guarantee satisfactory to the <br /> City guaranteeing payment of losses and related investigations,claim administration <br /> and defense expenses. <br /> 4.4.4 Wasting Policies. No policy required by this Section 4 shall include a "wasting" <br /> policy limit(i.e. limit that is eroded by the cost of defense). <br /> 4.4.5 Endorsement Requirements. Each insurance policy required by Section 4 shall <br /> be endorsed to state that coverage shall not be canceled by either party, except <br /> after 30 days'prior written notice has been provided to the City. <br /> 4.4.6 Subcontractors. Consultant shall include all subcontractors as insureds under its <br /> policies or shall furnish separate certificates and certified endorsements for each <br /> subcontractor. All coverages for subcontractors shall be subject to all of the <br /> requirements stated herein. <br /> 4.5 Remedies. In addition to any other remedies City may have if Consultant fails to provide or <br /> maintain any insurance policies or policy endorsements to the extent and within the time <br /> herein required, City may, at its sole option exercise any of the following remedies, which <br /> are alternatives to other remedies City may have and are not the exclusive remedy for <br /> Consultant's breach: <br /> ■ Obtain such insurance and deduct and retain the amount of the premiums for such <br /> insurance from any sums due under the Agreement; <br /> ■ Order Consultant to stop work under this Agreement or withhold any payment that <br /> becomes due to Consultant hereunder, or both stop work and withhold any payment, <br /> until Consultant demonstrates compliance with the requirements hereof; and/or <br /> ■ Terminate this Agreement. <br /> Section 5. INDEMNIFICATION AND CONSULTANT'S RESPONSIBILITIES. Refer to the attached <br /> Exhibit C, which is incorporated herein and made a part of this Agreement. <br /> Consulting Services Agreement between City of San Leandro and Last revised July 1,2017 <br /> ECHO Housing for Rental Housing Counseling Page 7 of 14 <br />